28641 N Lake DRIVE #3C, Waterford, WI, 53185
About This Home
Enjoy living in a landmark condo in the desirable Golden Bay community! This multi-level unit features 2 very private bedrooms, 1.5 bathrooms, private entrance, in-unit laundry, and attached tandem 2 car garage. Fresh paint and the refreshed kitchen and bathrooms make it easy to settle right in-home warranty included! Relax while taking in peaceful views of the ponds and Tichigan Lake from your own home. Residents enjoy impressive amenities, including a clubhouse, exercise room, sauna, library, community kitchen, patio, and more. The private Golden Bay community also offers scenic trails, ponds, boardwalk, piers, pontoon rental, boat slip rental (lottery), plus direct access to beautiful Tichigan Lake, perfect for enjoying the waterfront lifestyle! 3 photos are digitally altered/staged
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1996
Materials
- Construction materials: Brick/Stone,Stone,Wood Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Filtration Own,Water Softener
- Laundry features: In Unit
Basement
- Basement: None / Slab
Bathroom
- Features: Shower Over Tub
Bedroom2
- Level: Upper
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 81
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,250
- Total interior livable area: 1,250 sqft
Kitchen
- Level: Main
- Area: 70
Living Room
- Level: Main
- Area: 195
Master Bedroom
- Level: Upper
- Area: 165
Property
Details
- Parcel number: 016041912207730
- Attached to another structure: Yes
- Zoning: R-8
- Exclusions: Seller's Personal Property
Features
- Levels: Midrise: 3-5 Stories,Multi/Split
- Stories: 3
- Exterior features: Balcony,Private Entrance,Boat Slip,Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake,Pond,Pier,Deeded Water Access,Water Access/Rights,Waterfront
- Waterbody name: Tichigan Lake
- Living area range: 1001-1250
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,2 Car,Assigned
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $440 | $5,280 |
| Electricity | $171 | $2,054 |
| Total | $2,213 | $26,556 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $300,000 |
| 2013-04-30 | Sold | $139,800 |
| 2007-01-09 | Sold | $171,000 |
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