29205 White Oak LANE, Waterford, WI, 53185
About This Home
Wanting to start enjoying the fun and serenity of lake-life? Here is your opportunity for your weekend retreat or full-time, which is located on a quiet, no-thru street. Explore 1100 acres of waterway while fishing, pontooning, jetskiing, kayaking, etc. Listen to the waves lapping while relaxing at your shoreline firepit. Enjoy southern exposure water views from most rooms, deck, balcony, screen house and yard. Bedrooms offer a balcony overlooking the water! This winter, ice skate or fish from your shoreline. This home has been professionally and beautifully remodeled and is a must see - just move right in! The yard offers many low-maintenance perennials. 2.5 garage and an extra parking pad for your guests. 30 minutes from Milw/Racine, 75 from O'Hare! Includes a pier, boat/jetski lifts!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1993
Materials
- Construction materials: Stone,Brick/Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Other,Oven,Range,Refrigerator,Washer,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Full Size Windows,Partially Finished,Walk-Out Access,Exposed
Bathroom
- Features: Shower on Lower,Shower Stall
Bedroom2
- Level: Upper
- Area: 180
Bedroom3
- Level: Lower
- Area: 550
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Speed Internet,Cathedral/vaulted ceiling
- Finished area above ground: 1,228
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,528
- Total interior livable area: 1,228 sqft
Kitchen
- Level: Main
- Area: 216
Living Room
- Level: Main
- Area: 210
Master Bedroom
- Level: Upper
- Area: 216
Property
Details
- Parcel number: 016041914124000
- Zoning: Res
- Exclusions: Main Floor Bathroom Mirror
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Boat Ramp/Lift,Lake,Pier,River,1-50 feet
- Waterbody name: Tichigan Lake/ Fox
- Living area range: 1501-1750
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: Water Frontage
Parking
- Total spaces: 2.5
- Parking features: Garage Door Opener,Detached,2 Car
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $1,106 | $13,272 |
| Electricity | $171 | $2,054 |
| Total | $5,017 | $60,204 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $699,900 |
| 2026-07-12 | Listed for sale | $724,900 |
| 2020-11-13 | Sold | $325,000 |
| 2020-08-29 | Price change | $349,999 |
| 2020-08-27 | Price change | $359,999 |
| 2020-07-22 | Listed for sale | $318,000 |
| 2017-09-19 | Sold | $255,000 |
| 2017-07-07 | Listed for sale | $244,000 |
| 2012-06-21 | Sold | $185,000 |
| 2012-05-20 | Price change | $190,000 |
| 2012-04-29 | Listed for sale | $200,000 |
View on Zillow