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1431 N 48th St, East Saint Louis, IL, 62204

0beds
--baths
720sqft
$5,750
$8price/sqft
$229/moest. monthly cost
$9,160/yrincome needed

About This Home

Investor opportunity! 2-bedroom home being sold AS-IS. Ideal for rehab, rental, or flip. Bring your vision and make it your own

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1928

Materials

  • Roof: Asbestos Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Features

  • Fireplace features: Basement
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 0216.0202047
  • Attached to another structure: Yes
  • Special condition: Auction

Features

  • Levels: One
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 4,791 sqft
  • Features: Near Public Transit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $29$348
Home Insurance *$62$744
Property Taxes $8$96
Electricity $130$1,569
Total$229$2,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$7,851/yr
40% on housing$6,870/yr
45% on housing$6,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$8This listing

vs Other Active Listings

Avg $/sqft

ZIP 62204$9
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62204$10
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentVernon J Korte
BrokerageRE/MAX Alliance

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