See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10910 Ventura Blvd, Machesney Park, IL, 61115

3beds
1baths
1,029sqft
$185,000
$180price/sqft
$1,520/moest. monthly cost
$60,800/yrincome needed

About This Home

NEW PRICE - $174,900! MOTIVATED SELLER + RARE TURNKEY ROCK RIVER COTTAGE. An affordable opportunity to live directly on the Rock River and enjoy boating, kayaking, jet skiing, fishing and sunsets right from your own backyard. This updated 3-bedroom home offers a large waterfront yard, private beach/launch area, and protected conservation land next door for added privacy. Inside is an open-concept living space with new flooring, fresh paint, an updated bathroom and renovated kitchen with quartz countertops, new dishwasher and microwave. RIVERFRONT PEACE OF MIND: Current flood insurance policy is already in place, premium less than $1400 a year. No known history of flooding. Septic system has recently been updated and serviced. Move in and enjoy the rest of summer on the river. Seller is motivated and encourages offers. Broker owned.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Harlem Middle SchoolGrades 6-83.6 mi
4/10
Harlem High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 64
  • Dimensions: 8X8

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,029 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0818153027
  • Special condition: None

Features

  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$104$1,248
Property Taxes $351$4,212
Electricity $130$1,569
Total$1,520$18,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,114/yr
40% on housing$45,600/yr
45% on housing$40,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 61115$97
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61115$139
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$174,900
2026-08-09Price change$174,900
2026-07-29Listed for sale$185,000
2026-07-29Listing removed$195,000
2026-07-08Price change$195,000
2026-06-25Listed for sale$209,000
2026-06-08Sold$110,000

For Sale by Agent

AgentMichael Scanlon
BrokerageeXp Realty

Similar Homes