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18630 Eastside Rd, Troup, TX, 75789

2beds
2baths
2,048sqft
$1,249,000
$610price/sqft
$8,821/moest. monthly cost
$352,840/yrincome needed

About This Home

Welcome to your own slice of lakefront paradise on Lake Tyler — where every sunrise paints the water and every evening feels like a permanent vacation. This stunning waterfront property features a beautifully updated main house with two bedrooms and two bathrooms, plus a fully functional updated separate apartment offering an additional bedroom and bathroom, kitchen and living. Every square inch has been thoughtfully refreshed, right down to the driveway. Upstairs, the spacious primary bedroom delivers breathtaking views that stretch for days, complemented by a private balcony perfect for morning coffee or stargazing. Downstairs, an open-concept kitchen, dining, and living area create an entertainer's dream, alongside a generous bedroom, full bathroom, dedicated laundry, and office space. But the real showstopper? The boathouse. Complete with a fully functional bar and kitchenette, indoor and outdoor seating, and a brand-new boat lift, this waterfront gem is designed for those who take relaxation seriously. You're just a five-minute boat ride from Lake Tyler Marina Resort, with Concession Park and The Boulders at Lake Tyler nearby for even more outdoor adventures. The generous lot size gives you room to breathe, play, and soak in that coveted East Texas lake lifestyle. Whether you're casting a line at dawn, paddle boarding in the calm waters or hosting sunset gatherings on the water, this property is move-in ready and waiting for its next chapter. Don't take our word for it, Come see what lake living is all about, schedule your private showing today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Whitehouse High SchoolGrades 9-123.4 mi
8/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Other/See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave,Refrigerator,Ice Maker,Tankless Electric Water Heater

Bathroom

  • Features: Shower Only,Shower and Tub,Dressing Area,Separate Lavatories,Walk-In Closet(s),Ceramic Tile,Linen Closet,Soaking Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Den/Dining Combo

Features

  • Wet Bar,Ceiling Fan(s),Pantry
  • Flooring: Carpet,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Zoned-3 or more,Window Unit(s),Ceiling Fan(s),Exhaust Fan

Interior Area

  • Total structure area: 2,048
  • Total interior livable area: 2,048 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master

Property

Details

  • Parcel number: 125010000100007000
  • Special condition: Other/See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered
  • Exterior features: Balcony,Gutter(s),Boat Slip
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Waterfront,Water/Lakefront
  • Waterbody name: Lake Tyler

Lot

  • Lot size: 0.98 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$1,147$13,764
Property Taxes $1,121$13,452
Electricity $238$2,859
Total$8,821$105,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,434/yr
40% on housing$264,630/yr
45% on housing$235,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$610This listing

vs Other Active Listings

Avg $/sqft

ZIP 75789$175
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75789$173
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,199,000
2026-07-10Listed for sale$1,249,000
2026-07-07Pending sale$1,249,000
2026-05-29Listed for sale$1,249,000
2024-08-29Sold--
2024-08-03Pending sale$789,500
2024-08-03Contingent$789,500
2024-06-09Price change$789,500
2024-03-11Listed for sale$799,500

For Sale by Agent

AgentRyan Major
BrokerageKeller Williams Realty-Tyler

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