401 S Joy St, Troup, TX, 75789
About This Home
Calling all investors! This fully gutted home in the heart of Troup, TX, is brimming with potential and ready for your creative vision. With a blank canvas to work from, this property offers the perfect opportunity to remodel and customize to your exact specifications. Whether you envision transforming it into a stylish rental property or a modern family home, the possibilities are endless. The spacious layout and solid structure provide a great foundation for your project. Situated in a quiet and friendly neighborhood, this property is just minutes from downtown Troup, local schools, and amenities. Priced competitively to reflect the work needed, this is your chance to secure a fantastic deal in a growing area. New privacy fence going up on back side of property. Bring your contractor and imagination—don’t miss out on this opportunity to turn potential into profit! Schedule your viewing today and start planning your next investment success story.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Bathroom
- Features: Shower and Tub
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other/See Remarks
- Fireplace features: None
Heating & Cooling
- Heating features: Central/Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Kitchen
- Features: Kitchen/Eating Combo
Property
Details
- Parcel number: 140070000400011000
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: Metal
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $288 | $3,456 |
| Home Insurance * | $52 | $624 |
| Property Taxes | $54 | $648 |
| Electricity | $238 | $2,859 |
| Total | $632 | $7,584 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-25 | Price change | $55,000 |
| 2025-06-26 | Price change | $65,000 |
| 2025-02-04 | Price change | $75,000 |
| 2025-01-08 | Listed for sale | $85,000 |
For Sale by Agent
View on Zillow