15490 Big Oak Bay Rd, Tyler, TX, 75707
About This Home
Whoa, pull the car over! This adorable cottage is a must see. It is situated just blocks from Lake Tyler and has everything you need for a compact home, including LVP floors, high ceilings, and tons of natural light. The two-bedroom one-bath layout features a spacious walk-in shower. The open-concept kitchen and living room combo offer ample space, with custom blue cabinets a gas stove, farm sink, and a small island. Outside, the over-acre property boasts mature trees for shade, a 15x13 shop for your toys, a greenhouse for gardening, a storage bin, a fence around the property - all with incredible curb appeal. You are 4.5 miles from the public boat ramp. There is a septic and RV hook up on the property The owner is leasing a spot for tenant creating rental income.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Aluminum/Metal
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Electric,Dishwasher,Microwave
Bathroom
- Features: Shower Only
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Den/Dining Combo
Features
- Vaulted Ceiling(s),Kitchen Island
- Flooring: Vinyl Plank
- Fireplace features: None
Heating & Cooling
- Heating features: Other/See Remarks
- Cooling features: Other/See Remarks,Ceiling Fan(s)
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Kitchen
- Features: Kitchen/Eating Combo
Property
Details
- Parcel number: 140851000000001020
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Other/See Remarks
- Fencing: Chain Link
Lot
- Lot size: 1.10 Acres
- Features: Wooded
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $312 | $3,744 |
| Electricity | $238 | $2,859 |
| Total | $1,807 | $21,684 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $219,000 |
View on Zillow