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520 E Lake St, Tyler, TX, 75701

2beds
2baths
1,746sqft
$295,000
$169price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Brand New Roof, Fresh, Fun, Fully Furnished, Beautifully Decorated and Move-In Ready! Welcome to 520 E Lake St—a beautifully updated 2-bedroom, 2-bath home that blends modern style with warm, inviting touches. Freshly painted inside, brand new roof in September 2025, and accented with eye-catching wood details, this home feels both contemporary and cozy from the moment you step in. The main level offers a comfortable living area filled with natural light from bright floor-to-ceiling windows, a fully equipped kitchen, separate dining area and a welcoming bedroom with easy access to the first full bath. Upstairs, you’ll find a huge private suite—a true retreat featuring a large bedroom, dressing area, generous closet space, laundry closet and its own modern bathroom. Every space is thoughtfully furnished, creating a move-in-ready experience that’s perfect for everyday living, a weekend getaway, or even an investment property.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Bell Elementary SchoolGrades PK-50.8 mi
6/10
Hubbard Middle SchoolGrades 6-82.5 mi
6/10
Tyler Legacy High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave,Refrigerator

Bathroom

  • Features: Shower and Tub,Dressing Area,Walk-In Closet(s),Separate Walk-In Closets,Ceramic Tile

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Den/Dining Combo

Features

  • Paneling,Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Kitchen Island
  • Window features: Blinds
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 1,746 sqft

Kitchen

  • Features: Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master

Property

Details

  • Parcel number: 150000026903012000
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Open,Porch
  • Exterior features: Sprinkler System
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$300$3,600
Property Taxes $408$4,896
Electricity $238$2,859
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 75701$117
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75701$151
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$299,900
2026-02-17Listed for sale$304,900
2026-02-10Pending sale$304,900
2026-01-22Price change$304,900
2025-10-03Price change$319,900
2025-09-16Listed for sale$325,000
2025-09-06Pending sale$325,000
2025-08-14Listed for sale$325,000
2025-05-13Listing removed$319,900
2025-03-24Price change$319,900
2025-01-10Price change$329,900
2024-08-14Listed for sale$340,000
2024-08-09Pending sale$340,000
2024-08-05Listed for sale$340,000
2023-08-07Listing removed--
2023-07-24Price change$2,700
2023-07-05Price change$2,900
2023-05-18Listed for rent$3,000
2023-05-08Listing removed--
2023-04-10Listed for rent$3,300
2021-11-26Sold--
2021-10-21Listed for sale$305,000

For Sale by Agent

AgentMelissa Vance
BrokerageRealty One Group Rose

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