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105 Oak St, Bullard, TX, 75757

3beds
2baths
1,645sqft
$249,000
$151price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

Charming 3-Bed, 2-Bath Home in a Desirable Bullard, TX Neighborhood Welcome to this beautifully maintained home offering comfort, convenience, and thoughtful design in one of Bullard’s most sought-after neighborhoods. Featuring 3 spacious bedrooms and 2 full bathrooms, this home boasts an inviting open-concept living area perfect for gatherings and everyday living. A cozy fireplace serves as the focal point of the living room, creating a warm and welcoming atmosphere. The kitchen opens seamlessly to the main living space, making cooking and entertaining a breeze. The primary suite offers a peaceful retreat with an en-suite bath and ample closet space. Step outside to enjoy the covered patio, ideal for relaxing evenings, morning coffee, or backyard barbecues. The 2-car garage provides plenty of storage and convenience. This property combines comfort, functionality, and charm—ready for you to call home. Schedule your tour today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
8/10
Bullard Middle SchoolGrades 7-80.2 mi
7/10
Bullard High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Microwave,Refrigerator,Gas Water Heater

Bathroom

  • Features: Shower and Tub,Shower/Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Living Combo

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Gas Starter,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,645
  • Total interior livable area: 1,645 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 154391000103012000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered,Porch
  • Fencing: Wood

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$168$2,016
Property Taxes $462$5,544
Electricity $238$2,859
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$194
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Price change$255,000
2025-11-20Listed for sale$260,000
2019-12-20Sold--
2019-12-02Pending sale$165,000
2019-10-29Listed for sale$165,000
2019-10-24Pending sale$165,000
2019-10-14Listed for sale$165,000
2010-08-13Sold--
2010-07-02Price change$142,000
2010-03-19Listed for sale$144,900

For Sale by Agent

AgentAaron Bertke
BrokerageOne Rock

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