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21184 Bay View Dr, Flint, TX, 75762

3beds
3baths
2,396sqft
$895,000
$374price/sqft
$5,714/moest. monthly cost
$228,560/yrincome needed

About This Home

Welcome to this beautiful, well-maintained 3-bedroom, 2.5-bathroom brick home, nestled on the serene shores of Lake Palestine in East Texas. This unique property offers the perfect blend of comfort, privacy, and outdoor recreation, making it an ideal retreat for those looking to enjoy lakeside living. Upon entering, you'll be greeted by a spacious, light-filled living area featuring a cozy fireplace with a propane starter, perfect for relaxing on cooler evenings. The open floor plan flows seamlessly into a well-equipped kitchen and dining area, ideal for both family gatherings and entertaining guests. The custom primary closet is a standout feature of the home, offering an incredible 176 square feet of storage space for all your wardrobe needs. The home also boasts a hidden gun closet, adding a touch of security and privacy. Step outside to discover the property's fantastic backyard, home to 4 large pecan trees, perfect for shade and relaxation. The circular drive adds extra convenience, while the extra-wide garage with a storage room provides ample space for all your gear, tools, or hobbies. Need a workshop? There's a workshop area with a window unit for heating and cooling. For lake lovers, this property offers a grandfathered enclosed boat house, a rare find with new regulations no longer allowing such structures. The boathouse includes a fish cleaning area and a fridge, ensuring all your fishing adventures are as convenient as they are enjoyable. Other notable features include: A brand new 25-year composition roof installed in 2025 • Private pump access to lake water for yard irrigation at only $102.50 per year • This one-of-a-kind lakeside home is a true East Texas gem, offering comfort, convenience, and direct access to Lake Palestine’s beauty and recreation. Lounge under the pecan trees, relax on the boat, or enjoy the peace and quiet of the lake, this home is perfect!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
9/10
Bullard Middle SchoolGrades 7-86.6 mi
7/10
Bullard High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Double Oven,Electric Oven,Electric Cooktop,Electric Water Heater

Bathroom

  • Features: Separate Lavatories,Separate Water Closet,Walk-In Closet(s),Vinyl Tile,Linen Closet

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Wet Bar,Ceiling Fan(s),Pantry
  • Window features: Skylight(s),Blinds,Plantation Shutters
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Gas Starter,Blower Fan,Glass Doors
  • Fireplace: Yes
  • Attic: Attic Stairs

Heating & Cooling

  • Heating features: Central/Electric,Heat Pump
  • Cooling features: Central Electric,Window Unit(s)

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Room,Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master

Property

Details

  • Parcel number: 180020000000015000
  • Special condition: None
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered
  • Exterior features: Sprinkler System,Gutter(s)
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Palestine

Lot

  • Lot size: 0.77 Acres
  • Lot size dimensions: 75 x 450

Parking

  • Total spaces: 2
  • Parking features: Door w/Opener w/Controls,Workshop in Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$603$7,236
Property Taxes $323$3,876
Electricity $263$3,157
Total$5,714$68,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,908/yr
40% on housing$171,420/yr
45% on housing$152,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 75762$174
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75762$183
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$895,000
2025-06-23Sold--
2025-05-14Pending sale$845,000
2025-04-13Price change$845,000
2025-04-09Price change$875,000
2025-03-26Listed for sale$950,000
2008-12-31Listing removed$375,000
2008-11-20Listed for sale$375,000

For Sale by Agent

AgentHannah Tavenner
BrokerageNanci Wright Property Management

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