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120 Marina Dr, Bullard, TX, 75757

4beds
4baths
3,683sqft
$1,450,000
$394price/sqft
$10,731/moest. monthly cost
$429,240/yrincome needed

About This Home

Remodeled and unique home on Lake Palestine in very special Emerald Bay Community. Enjoy the day on the lake or in Air conditioned living area in boathouse and later sit around the gas fire pit watching the ever changing spectacular sunsets while cooking on the outdoor gas grill. After dinner, retire to inside living areas. All family gathered in one family room and/or guests in second family room. All with spectacular views of the lake. Split living areas provide privacy and a unique BUNK ROOM for kids or grand kids. When not on the lake, enjoy a game of golf using your own golf carts, playing tennis, Pickle Ball or swimming in the club pool. Enjoy fine dining in the Club House and many other special events. AND, a front seat to 4th of July Fireworks! Come view this home during the day and tour all the amenities Emerald Bay has to offer, BUT, let me schedule you for your own private seating in the early evening on the boat dock for one of the most beautiful sunsets you will ever see over Lake Palestine or anywhere else!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Bullard Middle SchoolGrades 7-86.6 mi
7/10
Bullard High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Microwave,Refrigerator,Electric Oven,Electric Cooktop,Tankless Gas Water Heater

Bathroom

  • Features: Shower and Tub,Shower/Tub,Separate Water Closet,Walk-In Closet(s)

Bedroom

  • Features: Other/See Remarks,Walk-In Closet(s)
  • Level: Main

Bedroom1

  • Area: 396

Bedroom2

  • Area: 255

Bedroom3

  • Area: 156

Bedroom4

  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining
  • Area: 403

Family Room

  • Area: 486

Features

  • Central Vacuum,Ceiling Fan(s)
  • Window features: Blinds,Plantation Shutters
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Glass Doors,Gas Log,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Zoned
  • Cooling features: Central Electric,Zoned-3 or more

Interior Area

  • Total structure area: 3,683
  • Total interior livable area: 3,683 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar
  • Area: 234

Living Room

  • Area: 460

Master Bedroom

  • Features: Master Bedroom Split
  • Level: Main

Office

  • Area: 169

Property

Details

  • Parcel number: 180270000500020010
  • Special condition: Fees/Assessments Required,Homeowner's Assn Dues

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Open
  • Exterior features: Barbecue,Sprinkler System,Balcony,Gutter(s),Lighting
  • Fencing: Metal,Partial
  • On waterfront: Yes
  • Waterfront features: Waterfront,Water/Lakefront
  • Waterbody name: Lake Palestine

Lot

  • Lot size: 0.37 Acres
  • Features: Subdivision Lot,Rectangular Lot
  • Lot size dimensions: 88.5 x 188.6 x 85.9 x 188.3

Parking

  • Total spaces: 2
  • Parking features: Door w/Opener w/Controls,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$981$11,772
Property Taxes $2,015$24,180
Electricity $404$4,852
Total$10,731$128,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$367,920/yr
40% on housing$321,930/yr
45% on housing$286,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$190
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$1,450,000
2020-11-05Sold--
2014-09-19Listing removed$750,000
2014-08-26Listed for sale$750,000

For Sale by Agent

AgentJohn Cordova
BrokerageCordova Real Estate

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