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156 S Bay Dr, Bullard, TX, 75757

3beds
2baths
1,908sqft
$276,500
$145price/sqft
$2,041/moest. monthly cost
$81,640/yrincome needed

About This Home

Tee off in style at Emerald Bay, one of East Texas' premier golf destinations. Nestled on the shores of scenic Lake Palestine, this exclusive country club community has become an ideal lakefront golf retreat. The 18-hole championship course offers both challenge and beauty, with lush fairways and pristine greens, making it a golfer's paradise. For those looking to perfect their swing, the club provides excellent chipping and putting greens, as well as a full-service driving range. This gated community isn’t just for golf enthusiasts; it’s designed for those who appreciate an active, yet tranquil lifestyle. Whether you're hitting the links, enjoying a game of tennis, fishing on the lake, or soaking up the sun by the pool, there’s something for everyone in this peaceful yet vibrant setting. This charming townhome, ideally situated on the 17th hole, offers breathtaking views of the course. Step through the front courtyard and into the expansive living room, where vaulted ceilings, custom wood flooring, and a cozy wood-burning fireplace set the perfect tone for relaxation. The wet bar invites you to unwind after a day on the course. The galley-style kitchen is a chef’s dream, with custom cabinetry, ample storage, and a convenient pass-through window that makes serving guests a breeze. The main suite is a true retreat with engineered wood flooring and a spa-like bath featuring a large walk-in shower with sleek, easy-to-clean simulated marble. Both the main suite and guest bedrooms offer serene views of the golf course—ideal for waking up to a game-ready morning. The private backyard is perfect for outdoor entertaining, featuring a custom paver patio for lounging or hosting post-round get-togethers. Whether you're practicing your putting or enjoying a sunset cocktail, this home is an ideal spot to live the golfer's dream.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
8/10
Bullard Middle SchoolGrades 7-86.1 mi
7/10
Bullard High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Electric Cooktop

Bathroom

  • Features: Shower Only,Shower and Tub,Ceramic Tile,Other /See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Paneling,Wet Bar,Ceiling Fan(s),Vaulted Ceiling(s),Pantry
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Fireplace(s)
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,908
  • Total interior livable area: 1,908 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Room

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 180270001000092231
  • Special condition: Homeowner's Assn Dues,Other/See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Open,Patio Covered
  • Exterior features: Sprinkler System,Courtyard
  • Fencing: None
  • Waterbody name: Lake Palestine

Lot

  • Lot size: 9,539 sqft
  • Features: On Golf Course,Subdivision Lot

Parking

  • Total spaces: 2
  • Parking features: Door w/Opener w/Controls,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,398$16,776
Home Insurance *$187$2,244
Property Taxes $218$2,616
Electricity $238$2,859
Total$2,041$24,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,977/yr
40% on housing$61,230/yr
45% on housing$54,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$194
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$276,500
2026-03-01Listing removed$276,500
2026-01-07Listed for sale$276,500
2025-12-10Listing removed$276,500
2025-09-09Listed for sale$276,500
2011-04-14Sold--
2011-01-19Price change$149,900
2010-11-11Price change$149,000
2010-07-10Listed for sale$159,000

For Sale by Agent

AgentDoug Crutcher
BrokerageRE/MAX Properties

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