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21966 Big Oak Dr, Flint, TX, 75762

2beds
3baths
2,487sqft
$374,000
$150price/sqft
$2,657/moest. monthly cost
$106,280/yrincome needed

About This Home

Welcome to 21966 Big Oak Drive in beautiful Flint, Texas, where lake life and lasting memories meet along the shores of Lake Palestine. This inviting 2-bedroom, 2.5-bath home offers the perfect balance of comfort and opportunity. Inside, natural light fills spacious living areas designed for gathering, relaxing, or taking in peaceful water views. The open floor plan flows easily for entertaining, while multiple living spaces provide flexibility for family and guests. Step outside to enjoy a large deck overlooking the lake and a private boathouse with swim platform — ideal for summer days on the water or quiet evenings under the stars. With its timeless charm and unbeatable location in a private lakeside community with park and boat ramp access, this home captures the heart of East Texas living. Come see why life feels better on Lake Palestine.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
8/10
Bullard Middle SchoolGrades 7-87.5 mi
7/10
Bullard High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Alum/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher

Bathroom

  • Features: Shower Only,Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,487
  • Total interior livable area: 2,487 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Room

Master Bedroom

  • Features: Sitting Area in Master
  • Level: Main

Property

Details

  • Parcel number: 180750000000062000
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Open,Porch
  • Exterior features: Sprinkler System,Gutter(s)
  • Fencing: Wood,Partial,Chain Link
  • On waterfront: Yes
  • Waterfront features: Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$252$3,024
Property Taxes $241$2,892
Electricity $273$3,277
Total$2,657$31,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,097/yr
40% on housing$79,710/yr
45% on housing$70,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 75762$179
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75762$183
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$379,000
2026-01-20Price change$384,000
2025-10-24Listed for sale$389,000
2025-10-16Listing removed$389,000
2025-10-11Listed for sale$389,000
2025-10-03Pending sale$389,000
2025-09-24Price change$389,000
2025-08-29Price change$399,000
2025-08-19Listed for sale$415,000
2018-04-27Sold--
2018-03-28Pending sale$268,000
2018-03-06Price change$268,000
2018-02-14Price change$276,000
2018-02-02Listed for sale$286,000
2017-05-22Sold--
2017-02-21Price change$235,000
2016-10-20Price change$250,000
2016-10-07Price change$275,000
2016-07-02Listed for sale$289,000
2015-02-16Listing removed$259,500
2014-09-03Listed for sale$259,500
2013-11-25Sold--

For Sale by Agent

AgentTraylon Goolsby
BrokerageeXp Realty, LLC

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