20480 Clearwater Cir, Flint, TX, 75762
About This Home
Experience a Perfect Sanctuary to Enjoy East Texas Lake Life! Escape to this serene, turn-key ready, and beautifully updated WATERFRONT home nestled in a quiet Flint neighborhood. Situated on 3 spacious lots, this meticulously maintained home offers the perfect blend of gorgeous details, quiet tranquility, & peaceful comfort both inside and out. Highlights of your new waterfront retreat include the following, but still has far more to see throughout your in-person tour of this charmer: *Renovated & Expanded: Recently updated with beautifully redone floors and an extended primary suite (providing more square footage than SCAD records reflect). The primary bath features new tiled bench and rainshower mist with two granite topped vanities. In the kitchen, new fixtures are sure to please, with a pristine quartz-topped island and gorgeous granite countertops. A large gas stovetop and stainless hood are additional features not to miss in this stunning kitchen area - just made for entertaining! *Waterfront Excellence: Hear the soothing sound of waves from your yard. Includes a terrific boathouse featuring a deep-water launch for effortless lake access. Pontoon boat easily conveys with good offer. These brilliant lake sunsets are incredible! *Outdoor Living: Relax under the pergola on the large concrete and masonry combo back deck with railing, surrounded by lush landscaping (soon to return!) and mature trees for natural shade. Concrete deck area also includes two stairways to the yard and short walk to the wooden pier and boathouse. *Premium Additions: Features a newly created oversized carport on large concrete pad with cedar beams and roof, plus a dedicated storage/“she shed.” *Fully Equipped: Stainless steel double-door refrigerator & full-size stacked washer/dryer are included. *Move-In Ready: Whether you're looking for a fabulous new home or the perfect getaway to entertain and relax, this property is ready! Prepare to enjoy living an idyllic lake life!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stone,Cedar,Brick and Stone,Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Gas,Free-Standing Range,Dishwasher,Disposal,Microwave,Refrigerator,Gas Oven,Gas Cooktop
Bathroom
- Features: Shower and Tub,Shower/Tub,Double Lavatory
Bedroom
- Features: Walk-In Closet(s)
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Pantry,Kitchen Island
- Flooring: Wood,Tile,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central/Gas
- Cooling features: Central Electric,Ceiling Fan(s)
Interior Area
- Total structure area: 1,455
- Total interior livable area: 1,455 sqft
Kitchen
- Features: Kitchen/Eating Combo
Property
Details
- Parcel number: 180950000400063000
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio Open,Patio Covered,Deck Open,Deck Covered,Porch
- Exterior features: Gutter(s)
- Fencing: Metal,Chain Link,Wrought Iron
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Lake Palestine
Parking
- Parking features: Detached
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,578 | $30,936 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $287 | $3,444 |
| Electricity | $238 | $2,859 |
| Total | $3,446 | $41,352 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $510,000 |
| 2026-04-20 | Price change | $525,000 |
| 2026-01-26 | Listed for sale | $535,000 |
| 2018-01-01 | Listing removed | $349,900 |
| 2017-10-12 | Listed for sale | $349,900 |
| 2010-09-23 | Listing removed | $25,000 |
| 2010-03-27 | Listed for sale | $25,000 |
For Sale by Agent
View on Zillow