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57 Stiles Way, Ranson, WV, 25438

4beds
2baths
1,248sqft
$314,900
$252price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

HERE'S YOUR SECOND CHANCE!! Back on the market through no fault of the seller, unfortunately buyer's financing fell through.... Welcome Home! This well laid out 4-bedroom, 2-bathroom rancher offers the perfect blend of modern updates and easy, single-level living. Entering the home, you will love the large living room with semi-open concept to the dining room. A spacious galley kitchen that makes meal prep a breeze, with newer kitchen appliances. This home has many standout features, including the highly coveted 4th bedroom. Perfect for multi-generational families or a dedicated home office space. All bedrooms are amble size. The primary suite is huge with a great en-suite! Another standout feature is the large, flat, fully fenced in backyard- perfect for summer barbeques and the whole family to enjoy. The interior has updated light fixtures and fresh paint throughout. All of this with a prime location! This home is conveniently located minutes away from all major commuter routes, dining, shopping, nail salons, and Urgent Cares!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
7/10
Wildwood Middle SchoolGrades 6-83.5 mi
7/10
Jefferson High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 02 7008800000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,320 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$94$1,128
Property Taxes $303$3,636
Electricity $181$2,178
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 25438$167
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25438$181
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$295,000
2026-04-29Contingent$305,000
2026-04-24Listed for sale$305,000
2026-04-19Contingent$305,000
2026-03-27Listed for sale$305,000
2007-07-24Sold$172,900
2007-02-22Sold$174,720

For Sale by Agent

AgentNadine Kennedy
BrokerageColdwell Banker Premier

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