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2041 N 13th STREET, Sheboygan City, WI, 53081

4beds
2baths
1,044sqft
$194,900
$187price/sqft
$1,459/moest. monthly cost
$58,360/yrincome needed

About This Home

Well-maintained duplex offering strong investment potential. Each unit features 2 bedrooms, 1 bath, a spacious living room, and formal dining area. Both units are occupied, providing immediate rental income--lower unit at $775/month and upper at $800/month. The upper unit includes access to a walk-up attic, while the lower showcases charming built-ins and generous living space. Separate basements and utilities add convenience for tenants. Property also includes a 2-car detached garage. A solid addition to any portfolio.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
3/10
Urban Middle SchoolGrades 6-80.5 mi
6/10
North High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1910

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Property

Details

  • Parcel number: 59281718800
  • Zoning: Residential
  • Exclusions: Seller Or Tenants Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1001-1250

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$80$960
Property Taxes $223$2,676
Electricity $171$2,054
Total$1,459$17,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,022/yr
40% on housing$43,770/yr
45% on housing$38,906/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 53081$157
Sheboygan County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 53081$167
Sheboygan County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$194,900
2026-06-04Price change$199,900
2026-04-21Listed for sale$220,000
2025-12-02Listing removed$775
2025-11-17Listed for rent$775
2025-06-03Listing removed$775
2025-05-07Listed for rent$775
2015-05-06Sold$40,000
2015-01-21Listed for sale$56,100

For Sale by Agent

AgentCory Kramer
BrokerageThe Kramer Group LLC

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