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704 Fromm Ln, Elkhart Lake, WI, 53020

4beds
3baths
2,245sqft
$3,200,000
$1,425price/sqft
$21,042/moest. monthly cost
$841,680/yrincome needed

About This Home

Build your legacy on the shores of Sheboygan Bay with this stunning 1.9-acre lakeside retreat-perfect for creating lifelong memories. Enjoy one of the best sandy beaches, your private pier, and breathtaking sunset views from one of the decks. Fully remodeled in 2012, this 4BR, 2.5BA home includes a den/5th bedroom, stylish kitchen with butler's pantry and wine fridge, and spacious living areas ideal for game nights and quality time. Two oversized garages offer ample storage for all your lake toys and race day cars. Conveniently located near Road America, with easy access to village dining, shops, and entertainment. Buyer to verify all room measurements.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Elkhart Lake High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Poured Concrete
  • Construction materials: Brick,Stone,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom1

  • Level: Main
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Dimensions: 12x14

Bedroom3

  • Level: Upper
  • Dimensions: 9x13

Bedroom4

  • Level: Upper
  • Dimensions: 18x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 9x13

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,245

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,245 sqft

Kitchen

  • Level: Main
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Dimensions: 17x23

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath

Details

  • Parcel number: 59121585111
  • Zoning: Residential
  • Exclusions: Staging furniture

Features

  • On waterfront: Yes
  • Waterfront features: Bay
  • Waterbody name: Elkhart Lake

Lot

  • Lot size: 1.98 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$1,372$16,464
Property Taxes $3,280$39,360
Electricity $210$2,531
Total$21,042$252,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$721,440/yr
40% on housing$631,260/yr
45% on housing$561,120/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,425This listing

vs Other Active Listings

Avg $/sqft

ZIP 53020$472
Sheboygan County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 53020$214
Sheboygan County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$3,599,000
2025-11-01Listing removed$3,599,000
2025-08-03Price change$3,599,000
2025-03-04Listed for sale$3,750,000
2024-09-03Listing removed$3,750,000
2024-08-14Price change$3,750,000
2024-07-26Price change$3,890,000
2024-06-14Listed for sale$4,150,000
2024-06-14Listing removed--
2024-05-14Price change$4,150,000
2024-02-08Listed for sale$4,250,000
2023-09-25Sold$4,250,000

For Sale by Agent

AgentNikol M Waters
BrokerageFirst Weber, Inc.

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