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582 Summit Ave, Saint Paul, MN, 55102

5beds
4baths
5,060sqft
$1,395,000
$276price/sqft
$10,869/moest. monthly cost
$434,760/yrincome needed

About This Home

A rare find! A gorgeous 25-year-old home on Historic Summit Avenue! Experience timeless charm and modern comfort in this exceptional Arts and Crafts-style home, built in 2000 with top-of-the-line materials and impeccable craftsmanship. Located in the heart of the sought-after Summit Hill neighborhood, this custom-designed home features solid wood trim throughout, honoring the character of its historic surroundings while offering all the benefits of newer construction. The spacious main level offers a perfect blend of openness and purpose, with a flowing floor plan that includes a formal dining room, private office with built-in bookshelves, and a sunny south-facing sunroom that opens to a spacious and private backyard. The second level hosts an expansive primary suite offering a true retreat with in-floor heated bathroom, soaking tub, separate shower, two large walk-in closets, and vaulted ceilings. In addition, there is an ample laundry room, two additional sizable bedrooms with great closets sharing a generous four-piece bathroom. The newly updated lower-level features luxury vinyl plank flooring throughout, a large family room with many built-ins, a cozy gas fireplace, two additional bedrooms, currently used as fitness spaces, and a versatile flex space complete with a custom queen-size Murphy bed—ideal for guests. A large utility room provides a second laundry area and storage galore. Step outside to your own private oasis: a deep, landscaped yard with a maintenance-free deck and a stunning stamped concrete patio with custom pergola. A bit further down the lot you can enjoy the beautiful patio space with a heated inground pool that was re-tiled this spring and has a year old hydraulic cover. Finally, don’t miss the attached three-car heated garage—with an e-charge station; a true Summit Avenue rarity. Located in the Summit Hill neighborhood close to parks, playgrounds, shopping, dining and more! Walking distance to all that Grand Avenue and the Cathedral Hill areas have to offer! A rare opportunity to own a newer home in one of Saint Paul’s most cherished historic neighborhoods!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump,Tile Shower

Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Bedroom2

  • Level: Upper
  • Area: 234
  • Dimensions: 13x18

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 195
  • Dimensions: 15x13

Bedroom5

  • Level: Lower
  • Area: 138
  • Dimensions: 12x11.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: Lower
  • Area: 262.5
  • Dimensions: 15x17.5

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,475
  • Finished area above ground: 3,340

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Interior Area

  • Total structure area: 5,060
  • Total interior livable area: 5,060 sqft

Kitchen

  • Level: Main
  • Area: 188.5
  • Dimensions: 14.5x13

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 262.5
  • Dimensions: 15x17.5

Mud Room

  • Level: Main
  • Area: 108.75
  • Dimensions: 14.5x7.5

Office

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Sun Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823320282
  • Zoning description: Residential-Single Family
  • Foundation area: 1720

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 50 x 237

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Heated Garage,Insulated Garage,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$1,259$15,108
Property Taxes $2,131$25,572
Electricity $426$5,121
Total$10,869$130,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$372,651/yr
40% on housing$326,070/yr
45% on housing$289,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$163
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$1,475,000
2026-03-24Price change$1,500,000
2026-03-04Price change$1,525,000
2026-01-16Price change$1,550,000
2025-09-05Listed for sale$1,600,000
2025-08-19Listing removed$1,600,000
2025-07-10Listed for sale$1,600,000
2021-08-30Sold$1,353,000
2021-07-17Pending sale$1,350,000
2021-07-08Listing removed--
2021-06-25Price change$1,350,000
2021-04-24Listed for sale$1,375,000
2020-10-19Listing removed$1,375,000
2020-05-15Listed for sale$1,375,000
2003-07-11Sold$1,250,000
2000-07-28Sold$805,000

For Sale by Agent

AgentMarcy Wengler
BrokerageEdina Realty, Inc.

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