See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2953 San Mateo Dr, Minden, NV, 89423

4beds
2baths
2,184sqft
$851,760
$390price/sqft
$6,023/moest. monthly cost
$240,920/yrincome needed

About This Home

Welcome to this beautifully maintained home in Saratoga Springs, offering 4 bedrooms, 2 bathrooms, and a spacious 3-car garage. This property has seen extensive updates since 2022, making it truly move-in ready. Recent Improvements Include: New roof, windows, A/C, and furnace; Added attic insulation and electric attic fan; new hot water heater with recirculating hot water system; upgraded granite countertops and porcelain tile flooring; professionally landscaped xeriscape yard. Backyard perimeter hardwire lighting, pavers, plumbed for electric and water for outdoor kitchen and a permanent 12' x 16' sun shelter with party lights. Transfer switch installed for small emergency generator. Hot tub pad with dedicated electrical. Kitchen: Features a modern induction cooktop, with an existing gas line available should the buyer prefer a gas range.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Pitched,Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Cabinets,Laundry Room,Shelves,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Porcelain,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air,Electric

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: 142028113007
  • Zoning: SFR

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Winter Weather
Inland Flooding
Lightning
Drought
Heat Wave
Strong Wind

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,306$51,672
Home Insurance $151$1,812
Property Taxes $1,363$16,356
Electricity $203$2,445
Total$6,023$72,276

Income You'd Need if You Spent...

35% on housing$206,502/yr
40% on housing$180,690/yr
45% on housing$160,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 89423$402
Douglas County$614

vs Homes Sold Last Month

Median $/sqft

ZIP 89423$334
Douglas County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$869,000
2026-03-17Listed for sale$875,000

For Sale by Agent

AgentGinger Easley
BrokerageRE/MAX Realty Affiliates

Similar Homes