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18133 N VILLA BELLA Drive, Surprise, AZ, 85374

2beds
2baths
1,278sqft
$354,000
$277price/sqft
$2,219/moest. monthly cost
$88,760/yrincome needed

About This Home

ONE OF THE BEST BUYS ON THE MARKET! BEAUTIFUL INSIDE AND OUT! MODERN MAKEOVER MEETS DESERT CHARM! This is not just your average KIVA - the designer version comes to life! Beautiful entry through glass panel security door. The kitchen shines with white cabinetry, modern hardware, quartz counters, a new stainless fridge and range (the oven even air-fries!) and a spacious pantry. Inside laundry has plenty of cabinets for storage. Light wood-look LVP flooring flows throughout, accented by crisp white walls, new higher baseboards, raised-panel doors, black hardware, and plantation shutters for timeless style. Guest room with a Murphy bed wall unit offers versatility as a den or office. Guest bath features raised vanity with quartz top, new shower, and undermount sink. The primary suite offers a bay window for a spacious retreat. The ensuite bath is updated with a raised white vanity, white quartz top with undermount sink and walk-in shower. Enjoy an extended pavered patio with decorative wall and fenced yard  perfect for relaxing or entertaining. The flat roof was recoated October 2025. Newer HVAC and HWH, a recirculating pump, solar system, roof warranty through 2034, and 2-car garage with epoxy floor & built-in cabinets complete this beauty!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-122.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Del Webb

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Stub for Range,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Non-laminate Counter,Quartz Countertops,High Speed Internet,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,Pantry,Full Bth Master Bdrm
  • Window features: Screens,Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,278 sqft

Property

Details

  • Parcel number: 23238563
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Spa features: None
  • Fencing: Back Yard,Wrought Iron

Lot

  • Lot size: 7,180 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Direct Access,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail
Strong Wind

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,790$21,480
Home Insurance $84$1,008
Property Taxes $129$1,548
Electricity $216$2,603
Total$2,219$26,628

Income You'd Need if You Spent...

35% on housing$76,080/yr
40% on housing$66,570/yr
45% on housing$59,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$191
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$389,000
2026-01-19Price change$399,000
2025-11-04Listed for sale$415,000
2024-03-04Sold$365,000
2024-02-16Pending sale$371,000
2024-02-12Listing removed--
2024-01-14Listed for sale$371,000
2005-03-21Sold$185,000
2000-03-15Sold$122,986

For Sale by Agent

AgentCatherine Barton
BrokerageRealty ONE Group

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