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37 Main St, West Point, CA, 95255

10beds
5baths
4,720sqft
$449,000
$95price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

INVESTOR OPPORTUNITY | West Point, CA — $449,000 FSBO 10 bed / 5 bath | 4,720 sq ft | 0.56 acres backing to BLM land This property carries a remarkable history. The owner, a disabled veteran himself, used this home for years to house fellow disabled veterans — providing affordable, stable housing to those who served our country. It made a real difference in the lives of many. Due to the owner's declining health, he can no longer manage the property, and it is time to pass it on. This is a genuine, motivated sale from a family ready to see the home continue making an impact under new ownership. The property is designed to function as a triplex with three independent living units, including a converted garage studio — ideal for: - Group home / sober living operation - Multi-tenant rental income - Boarding house or B&B/retreat - Staff housing Property highlights: - Three-level layout - Large country kitchen, hardwood floors, two-sided fireplace - Solar - County water, sewer & trash — no well/septic - Workshop, fruit & nut trees, forest views - No rear neighbors — backs to BLM land West Point, CA 95255 (Calaveras County Gold Country) Asking $449,000 | For Sale By Owner Charlotte Hawley — (707) 775-7801 Charlottejhawley@gmail.com See flyer for photos and more details. Serious inquiries only.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
5/10
Calaveras High SchoolGrades 8-1216.1 mi
3/10
Toyon Middle SchoolGrades 6-817.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other,Propane / Butane
  • Cooling features: None

Interior Area

  • Total interior livable area: 4,720 sqft

Property

Details

  • Parcel number: 008021003000

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.65 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$193$2,316
Property Taxes $452$5,424
Electricity $1,012$12,145
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 95255$152
Calaveras County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 95255
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Listed for sale$449,000
2024-06-07Listing removed--
2024-02-12Listed for sale$550,000
2024-02-01Listing removed--
2023-06-22Listing removed--
2023-06-15Price change$599,900
2023-05-29Price change$1,200
2023-05-24Listed for rent$1,300
2023-05-24Listing removed$2,000
2023-05-23Price change$649,900
2023-05-08Price change$2,000
2023-02-12Listed for sale$699,900
2022-11-29Listed for rent$2,500
2020-03-13Sold$300,000
2019-12-07Pending sale$395,000
2019-11-23Listed for sale$395,000
2019-09-01Listing removed$385,000
2019-01-12Listed for sale$385,000
2018-10-01Listing removed$395,000
2018-07-27Price change$395,000
2018-02-01Listed for sale$399,000
2017-07-19Sold$265,000
2017-07-11Pending sale$320,000
2017-07-11Price change$320,000
2017-06-30Pending sale$265,000
2003-08-08Sold$239,000

For Sale by Owner

AgentProperty Owner

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