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1870 Thunderbolt Trl, Arnold, CA, 95223

4beds
4baths
4,165sqft
$1,030,000
$247price/sqft
$7,585/moest. monthly cost
$303,400/yrincome needed

About This Home

!!~~PRICE IMPROVEMENT~~!! If you're looking for a gorgeous LUXURY MOUNTAIN HOME to create wonderful memories in, look no farther. Nestled in the woods, this stunning 4100 sq ft home in Arnold CA is TURNKEY READY with gorgeous views and sits on 1.28 acres. This incredible 4 BED / 3.5 BATH home had a complete renovation in 2015 and has many lavish upgrades! From beautiful HARDWOOD & TRAVERTINE FLOORS, gorgeous GRANITE COUNTERS & backsplash, copper sinks, stunning granite in the showers, DUAL SHOWERHEADS, 3 FIREPLACES and tons of storage! Also includes an ADDITIONAL ROOM/LIVING SPACE ABOVE GARAGE. Huge cedar deck in front & the backyard features another deck, stone walls and pillars, tiered landings along with paved meandering paths along the hillside. This property is perfect for HOSTING and ENTERTAINING LARGE GROUPS. You need to see this home in person to appreciate the details. There is a small annual HOA-like fee that gives you access to a private lake in the area. Furnishings and appliances are negotiable also. TONS OF ACTIVITIES are all within a very short drive. Golfing, historic town of Murphys, Bear Valley Resort and many wineries! SELLER FINANCING available too.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-82.6 mi
7/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Double Oven,Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Dual Sinks,Full Bath on Main Level,Granite Counters,Jetted Tub,Multiple Shower Heads,Vanity,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,Sunken Living Room,Bar
  • Flooring: Carpet,Stone,Wood
  • Fireplace features: Family Room,Primary Bedroom,Recreation Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,165 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island

Property

Details

  • Parcel number: 024029036000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two,Three Or More
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Front Porch,Stone,Terrace,Wood
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.28 Acres
  • Features: Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Winter Weather
Wildfire

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,208$62,496
Home Insurance *$476$5,712
Property Taxes $1,008$12,096
Electricity $893$10,717
Total$7,585$91,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,057/yr
40% on housing$227,550/yr
45% on housing$202,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$229
Calaveras County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-20Price change$1,030,000
2025-04-02Price change$1,080,000
2023-08-03Price change$1,095,000
2023-04-15Price change$1,190,000
2023-01-25Price change$1,200,000
2022-08-10Listed for sale$1,300,000
2008-10-31Sold$423,500
2008-06-03Sold$688,112

For Sale by Agent

AgentSteven Vann
BrokerageHomesmart PV & Assoc., Merced

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