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392 Boards Crossing Rd, Arnold, CA, 95223

1beds
1baths
650sqft
$199,000
$306price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

Enjoy lots of outdoor activities near this wonderful A frame cabin; like skiing, lake activities and hiking. There is a private lake nearby for homeowners. Water service is included in the HOA dues as well as basketball court and BBQ area. The home has a new septic and roof just 3 or 4 years old. The oversize parcel has room to expand or possibly build another cabin (check with local officials). The kitchen has Live Edge wood slab counters, and entire interior has beautiful luxury vinyl flooring and a newer wood stove. The bathroom has a nice, roomy tile shower. A newer electric hot water heater has been installed as well.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-88.3 mi
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Microwave,Electric Water Heater,Free-Standing Electric Range
  • Laundry features: Electric Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: None

Interior Area

  • Total interior livable area: 650 sqft

Kitchen

  • Features: Natural Woodwork

Property

Details

  • Parcel number: 025010019000
  • Zoning description: residential
  • Special condition: Standard

Features

  • Exterior features: Balcony
  • Waterfront features: Lake Access

Lot

  • Lot size: 0.38 Acres
  • Features: See Remarks

Parking

  • Parking features: No Garage,Downslope Driveway/Sidewalks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$92$1,104
Property Taxes $117$1,404
Electricity $398$4,786
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$233
Calaveras County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$219,000
2026-04-01Price change$239,000
2026-03-08Listed for sale$270,000
2018-10-29Sold$15,000

For Sale by Agent

AgentRance Boysen
BrokeragePeter Boysen Realty

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