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1429 San Ramon Dr, Arnold, CA, 95223

3beds
2baths
1,490sqft
$425,000
$285price/sqft
$3,159/moest. monthly cost
$126,360/yrincome needed

About This Home

Welcome to rustic mountain charm at its finest! Situated on a corner lot in highly sought-after Blue Lake Springs, you will find a meticulously maintained log cabin that could be your perfect mountain getaway. Enter the main level to see more of the wooden-log detail inside. A bright living room, dining room, and kitchen await filled with windows to view the surrounding landscape. Also on the main level are a full bathroom and laundry closet! Upstairs are 3 bedrooms and an additional full bath with a pristine clawfoot tub. The property also includes a fresh coat of interior paint and a sub area tall enough for a basketball player to stand comfortablyan uncommon and valuable feature! If you're looking for a mountain retreat where all the work is already done, this is the home for you. Don't miss this rare opportunity to own a beautifuly maintained cabin that's ready for you to start enjoying right away! Everything Blue Lake Springs living has to offer is just around the corner!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-84.3 mi
7/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Washer/Dryer Stacked Included
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,490 sqft

Kitchen

  • Features: Butcher Block Counters

Property

Details

  • Parcel number: 026043007000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Fencing: None
  • Topography of land: Forest,Lot Sloped,Forest,Lot Sloped

Lot

  • Lot size: 0.48 Acres
  • Features: Corner Lot

Parking

  • Parking features: No Garage,Circular Driveway,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Winter Weather
Wildfire

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$196$2,352
Property Taxes $416$4,992
Electricity $398$4,786
Total$3,159$37,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,308/yr
40% on housing$94,770/yr
45% on housing$84,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$229
Calaveras County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$425,000
2026-06-27Listed for sale$499,000
2008-04-15Sold$395,000
2008-03-12Price change$429,000
2008-03-04Price change$399,000
2007-12-27Listed for sale$429,000
2003-05-16Sold$300,000

For Sale by Agent

AgentSkyla Hartsinck
BrokerageCedar Creek Realty, Inc

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