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2609 Country Club Dr, Arnold, CA, 95223

2beds
1baths
1,364sqft
$305,000
$224price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Welcome to this charming and versatile 2-bedroom, 1-bath home featuring a bright open loft; perfect for extra sleeping space, a home office, or a cozy retreat. Thoughtfully designed for both comfort and functionality, this home also includes a spacious laundry room that can easily double as a mudroom, adding everyday convenience. On the main level, you'll find a comfortable bedroom with a double-door closet and two windows that fill the space with beautiful natural light. A full bathroom is located just down the hall, ideal for both guests and daily living. The spacious living room offers an open, airy feel with windows throughout, creating a warm and inviting atmosphere that flows seamlessly into the kitchenperfect for entertaining or simply enjoying time at home. Brand new carpet has just been installed, adding a fresh and updated feel, and the home also features a newer water heater for added peace of mind. Upstairs, the second bedroom is complemented by a large open loft and a walk-in closet, offering flexibility for additional living space, guests, or a creative workspace. The loft features a sliding glass door that opens to a private balcony for your own hidden getaway to relax and unwind. Situated on a mostly level lot, this property offers easy access and highly usable outdoor space. Step outside to enjoy the expansive wrap-around deck, ideal for morning coffee, evening gatherings, or taking in the surrounding scenery. Whether you're a first-time home buyer searching for the perfect starter home, an investor looking for a great opportunity, or in need of a peaceful vacation rental for family and friends, this property offers endless possibilities. With easy access to the slopes of Bear Valley, hiking in Arnold, and wine country in Murphys you can experience the many lifestyles this home has to offer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-82.4 mi
7/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Dishwasher,Microwave,Free-Standing Electric Oven,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Laminate,Vinyl

Heating & Cooling

  • Heating features: Central,Propane Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,364 sqft

Kitchen

  • Features: Synthetic Counter

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 028029044000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Exterior features: Balcony

Lot

  • Lot size: 0.53 Acres
  • Features: Private

Parking

  • Parking features: Uncovered Parking Spaces 2+,Gentle Down Driveway/Sidewalks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$141$1,692
Property Taxes $305$3,660
Electricity $398$4,786
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$231
Calaveras County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$320,000
2026-04-09Listed for sale$330,000
2005-11-17Sold$315,000
2002-08-23Sold$135,000

For Sale by Agent

AgentHannah Marinics
BrokerageCedar Creek Realty, Inc

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