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289 Highway 4, Angels Camp, CA, 95222

4beds
5baths
818sqft
$649,000
$793price/sqft
$5,207/moest. monthly cost
$208,280/yrincome needed

About This Home

THIS PROERTY IS LOCATED DOWNTOWN ANGELS CAMP CA. Exceptional opportunity to own a highly visible mixed-use commercial property in the heart of historic Angels Camp along the busy Highway 4 corridor. Perfectly positioned within the downtown strip center, this unique property offers outstanding exposure, strong foot traffic, and endless potential for investors, business owners, or live/work entrepreneurs seeking a premier location in Calaveras County's thriving Gold Country destination. Featuring classic small-town charm with excellent street presence, this versatile property is ideal for retail, office, boutique, restaurant, gallery, service business, or mixed residential/commercial use. The prime downtown setting places the property among popular shops, dining, tourism attractions, wine tasting, and year-round community events that draw both locals and visitors alike. This is a rare chance to secure a trophy location in one of the Sierra Foothills' most recognizable and steadily growing communities. Properties with this level of visibility, flexibility, and character seldom come available in downtown Angels Camp. Whether you are expanding your investment portfolio, launching a flagship business location, or creating a one-of-a-kind live/work environment, this exceptional property offers unlimited upside in the heart of Angels

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Dining Room

  • Features: Other

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Fireplace Insert
  • Cooling features: Other

Interior Area

  • Total interior livable area: 818 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 058026010000
  • Zoning description: R1
  • Special condition: Other

Lot

  • Lot size: 0.87 Acres
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Permit Required,RV Possible,RV Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning
Drought
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$381$4,572
Property Taxes $1,147$13,764
Electricity $398$4,786
Total$5,207$62,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,525/yr
40% on housing$156,210/yr
45% on housing$138,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$793This listing

vs Other Active Listings

Avg $/sqft

ZIP 95222$303
Calaveras County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 95222
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$799,000

For Sale by Agent

AgentGerardo Rodriguez
BrokerageHomeSmart PV and Associates

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