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620 Smith Flat Rd, Angels Camp, CA, 95222

2beds
3baths
2,455sqft
$749,000
$305price/sqft
$5,474/moest. monthly cost
$218,960/yrincome needed

About This Home

Discover an exceptional residential property at 620 Smith Flat Rd, Angels Camp, at Greenhorn Creek Golf Resort. This attractive property, showcasing a Craftsman architectural style, is in great condition and offers an unparalleled living experience designed for comfort and sophistication. The heart of this home is its open-plan kitchen, seamlessly integrated with the living room, creating an inviting space for entertaining and daily life. Culinary enthusiasts will appreciate the stainless steel appliances, a built-in microwave, and a wine cooler, all complemented by a functional island that serves as a focal point. Adjacent to this, the living room provides a welcoming ambiance, centered around a cozy propane fireplace. This home features 2 bedrooms with the main bedroom having French doors to the outdoor deck. The main bathroom is thoughtfully designed, featuring two sinks and a spacious walk-in shower for a spa-like experience and jetted tub for relaxation. The Guest bedroom has a door into the Guest bath. Plus a den/office, a thoughtfully designed laundry room plus a pantry. Downstairs is a Family Room with a Murphys Bed a full bath and an efficeny kitchen. Beyond the main living areas, the property extends its allure with practical and luxurious amenities. An attached Two car garage . For those with hobbies or projects, a well-appointed wine lab/ workshop provides ample space to make your own wine with the beautiful backyard vineyard with 95 zinfandel vines. Plus a golf cart garage downstairs. The outdoor dining area, patio, and covered deck create perfect settings for alfresco meals and relaxation, all while enjoying captivating mountain views. Additionally, the presence of the paid for solar panels reflects a commitment to sustainable living. This property presents a unique opportunity to embrace an elevated lifestyle in Angels Camp.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Combination,Slab,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Wine Refrigerator,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Sink,Electric Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Propane Stove,Fireplace Insert
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,455 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Jetted Tub,Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Outside Access

Property

Details

  • Parcel number: 058055008000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Covered Courtyard
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard
  • Topography of land: Downslope,Lot Grade Varies,Downslope,Lot Grade Varies

Lot

  • Lot size: 0.25 Acres
  • Features: Auto Sprinkler F&R,Street Lights,Landscape Front,See Remarks

Parking

  • Total spaces: 4
  • Parking features: 24'+ Deep Garage,Attached,Garage Door Opener,Uncovered Parking Spaces 2+,Garage Faces Side,Golf Cart,Guest,Workshop in Garage,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning
Drought
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$440$5,280
Property Taxes $721$8,652
Electricity $526$6,317
Total$5,474$65,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,680/yr
40% on housing$164,220/yr
45% on housing$145,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 95222$308
Calaveras County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 95222
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$749,000

For Sale by Agent

AgentJanet Cuslidge
BrokerageCentury 21 Sierra Properties

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