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511 Surrey Ln, Murphys, CA, 95247

5beds
3baths
2,887sqft
$1,045,000
$362price/sqft
$7,382/moest. monthly cost
$295,280/yrincome needed

About This Home

Experience upscale living in this beautifully crafted custom home located in the heart of downtown Murphys. Offering nearly 2,900 square feet of thoughtfully designed living space, this impressive five-bedroom residence seamlessly blends timeless elegance with everyday comfort, creating an ideal setting for both relaxed living and memorable entertaining. Upon arrival, a welcoming formal entry sets the tone for the home's sophisticated design. The entry flows gracefully into a dedicated dining area and an expansive open-concept living space, where abundant natural light highlights the home's quality craftsmanship. The chef's kitchen serves as the heart of the home, featuring custom cabinetry, built-in storage, generous counter space, and a layout perfectly suited for gatherings with family and friends. The adjoining living area creates a warm and inviting atmosphere, ideal for both quiet evenings and lively entertaining. The spacious primary suite is a tranquil retreat, thoughtfully designed to provide privacy and comfort. This luxurious sanctuary includes a large walk-in closet and a beautifully appointed ensuite bathroom featuring dual vanities, a soaking tub, a separate shower stall, and elegant finishes throughout, creating a spa-like experience within your own home. Upstairs, four additional bedrooms provide flexibility for a variety of living arrangements. One of the bedrooms can easily serve as a versatile flex space, ideal for a home office, media room, playroom, or additional lounge area. A full bathroom serves the upper level, making it perfectly suited for guests or family living. Step outside to discover an expansive backyard designed for relaxation and entertaining. Whether hosting summer barbecues, enjoying evenings under the stars, or unwinding in the private jetted spa, this outdoor space offers endless possibilities for enjoying the beautiful Sierra Foothill climate. Additional upgrades include a whole-house generator, ensuring comfort and peace of mind year-round. Perfectly positioned one block from the charming boutiques, renowned wineries, acclaimed restaurants, and vibrant atmosphere of downtown Murphys, this exceptional property offers the rare opportunity to enjoy luxurious living right in town. Elegant, spacious, and in an unrivaled location, this remarkable home is ready to welcome its next owner. Schedule your private showing today and experience everything this stunning Murphys residence has to offer!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-86.9 mi
7/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,887 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Stone Counters,Tile Counters

Property

Details

  • Parcel number: 068051030000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Exterior features: Balcony
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.31 Acres
  • Features: Auto Sprinkler F&R,Garden,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning
Drought
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,284$63,408
Home Insurance *$531$6,372
Property Taxes $948$11,376
Electricity $619$7,428
Total$7,382$88,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,097/yr
40% on housing$221,460/yr
45% on housing$196,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 95247$306
Calaveras County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 95247
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$1,075,000
2024-10-04Listing removed$1,075,000
2024-08-29Listed for sale$1,075,000
2020-01-02Sold$740,000
2019-11-19Pending sale$749,900
2019-09-18Price change$749,900
2019-09-05Listed for sale$768,999
2019-09-03Pending sale$768,999
2019-07-22Listed for sale$768,999
2002-03-15Sold$475,500
2001-03-02Sold$76,000

For Sale by Agent

AgentJessica Bowman
BrokeragePremier Properties

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