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9520 Scott St, Rockford, MN, 55373

4beds
4baths
4,326sqft
$1,125,000
$260price/sqft
$7,848/moest. monthly cost
$313,920/yrincome needed

About This Home

This one-of-a-kind, elegant colonial-style home offers over 4,300 square feet of refined living space set on nearly four acres of beautifully maintained property with panoramic views. Blending timeless architecture with modern functionality, it provides the ideal setting for both everyday living and exceptional entertaining. Situated on a quiet no-through street, the property enjoys added privacy with minimal traffic, creating a peaceful retreat just minutes from local amenities. The main level features a spacious and inviting layout that includes a formal dining room, a sun-filled living room with a gas fireplace, and a beautifully appointed kitchen with granite countertops, custom cabinetry, and a generous center island. Conveniently located on this level is a laundry room, adding to everyday ease and functionality. Just off the main living space, a bright four-season porch offers year-round comfort and scenic views of the expansive backyard. A dedicated office on the main level provides the perfect space for remote work, study, or creative projects—quietly tucked away for focus and privacy. Upstairs, the luxurious primary suite offers an en suite bath with dual vanities, a soaking tub, and a walk-in closet. Two secondary bedrooms provide flexibility for family, guests, or additional work-from-home needs, accompanied by another full bathroom on this level. The walk-out lower level is designed for entertaining, featuring a large open recreation area, a wet bar, and seamless access to exterior custom hardscaping with patio, seating areas, and a fire pit - Perfect for gatherings, grilling, or relaxing under the stars. A 3/4 bath and a fourth bedroom on this level add convenience and versatility for guests or family. An impressive finished, heated and air conditioned 44' x 38' detached garage, in addition to an attached three-car garage, offers outstanding versatility for a workshop, car collection, or substantial storage needs. Set in a peaceful, open setting with easy access to parks, local amenities, and major routes, this home delivers exceptional space, flexibility, and comfort—inside and out

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Rockford Middle SchoolGrades 5-83.0 mi
8/10
Rockford High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space,Sump Basket,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Upper
  • Area: 99
  • Dimensions: 11X9

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper
  • Area: 270
  • Dimensions: 18X15

Bedroom2

  • Level: Upper
  • Area: 225
  • Dimensions: 15X15

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 14X11

Bedroom4

  • Level: Basement
  • Area: 165
  • Dimensions: 15X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Family Room

  • Level: Basement
  • Area: 240
  • Dimensions: 16X15

Features

  • Central Vacuum
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,386
  • Finished area above ground: 2,940

Foyer

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air,Ductless Mini-Split

Informal Dining Room

  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Interior Area

  • Total structure area: 4,326
  • Total interior livable area: 4,326 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Mud Room

  • Level: Main

Office

  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Primary Bathroom

  • Level: Upper

Recreation Room

  • Level: Basement
  • Area: 435
  • Dimensions: 15X29

Storage

  • Level: Basement
  • Area: 128
  • Dimensions: 16X8

Sun Room

  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Utility Room

  • Level: Basement
  • Area: 182
  • Dimensions: 14X13

Walk In Closet

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1011924340007
  • Zoning description: Residential-Single Family
  • Foundation area: 1725

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio,Porch,Side Porch
  • Topography of land: Rolling

Lot

  • Lot size: 3.73 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 384 x 428 x 562 x 324

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Asphalt,Electric,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$675$8,100
Property Taxes $1,121$13,452
Electricity $364$4,378
Total$7,848$94,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,074/yr
40% on housing$235,440/yr
45% on housing$209,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 55373$157
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55373$191
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,235,000
2026-03-12Listed for sale$1,250,000
2026-02-11Listing removed$1,200,000
2025-11-08Price change$1,200,000
2025-09-29Listed for sale$1,250,000
2015-04-17Sold$560,000
2015-03-18Pending sale$575,000
2014-12-04Price change$575,000
2014-10-03Price change$624,900
2014-09-11Listed for sale$649,900
2014-08-01Listing removed$699,000
2014-04-22Listed for sale$699,000
2013-11-24Listing removed$699,000
2013-09-26Listed for sale$699,000
2003-04-25Sold$685,000
2000-09-29Sold$528,000
2000-05-17Sold$95,000

For Sale by Agent

AgentTrenton Richardson
BrokerageWoodside Equities

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