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3127 N White River Parkway East Dr, Indianapolis, IN, 46208

3beds
3baths
2,548sqft
$270,000
$106price/sqft
$1,962/moest. monthly cost
$78,480/yrincome needed

About This Home

This stunning 3-bedroom, 3-full-bathroom ranch with a finished basement offers the perfect blend of central convenience and peaceful retreat. Step inside to find vinyl plank flooring throughout the entire home. All Kitchen appliances plus washer/ dryer included. All windows, roof and gutters updated in 2020. Walk-out basement with full bathroom and plenty of storage space. Primary bedroom includes a walk in closet and walk in shower. Step out back to experience your own private oasis: a beautiful pond view that you can enjoy from either the freshly painted upper deck or the lower patio. Whether you're hosting a summer barbecue or sipping your morning coffee, the scenic backdrop is unmatched. Centrally located and just minutes from the new bike and walking trails, golf course, Riverside Park and Marion University. This home offers the lifestyle you've been searching for. Schedule your tour today.

Getting Around

34
WalkingCar-Dependent
35
TransitSome Transit
58
BikeBikeable

Schools

4/10
Cold Spring SchoolGrades K-80.9 mi
2/10
Shortridge High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,MicroHood,Gas Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 637

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 368
  • Dimensions: 23x16

Master Bedroom

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Property

Details

  • Parcel number: 490622106001057101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 10,018 sqft
  • Features: Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$206$2,472
Property Taxes $158$1,896
Electricity $233$2,802
Total$1,962$23,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,268/yr
40% on housing$58,860/yr
45% on housing$52,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 46208$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46208$118
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$265,000
2026-07-11Listed for sale$270,000
2008-05-27Sold$132,500
2007-01-31Sold$95,900

For Sale by Agent

AgentKaren Kelly
BrokerageCompass Indiana, LLC

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