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164 Eagle Rdg, O'Fallon, IL, 62269

1beds
1baths
600sqft
$80,000
$133price/sqft
$703/moest. monthly cost
$28,120/yrincome needed

About This Home

Discover the ultimate in maintenance-free living with this 1-bedroom, 1-bath condo with in-unit laundry in a sought-after O’Fallon neighborhood. Imagine coming home, hanging up your keys, and instantly relaxing — no yard work, no exterior repairs, just pure peace of mind. From the moment you step inside, you’ll notice the home’s well-maintained condition, making for a seamless move-in experience. The inviting living area features a cozy fireplace, perfect for chilly evenings and creating a warm, comfortable atmosphere. This main-floor end unit offers extra privacy while providing the convenience and easy access buyers love. Step outside to your private patio, the perfect spot to enjoy your morning coffee or unwind in the evening. You’ll also appreciate the dedicated lockable exterior storage closet, giving you extra space for seasonal items and belongings. Plus community amenities including a pool and clubhouse perfect for a relaxing weekend, along with the added value of major exterior improvements already covered by the HOA. Investment opportunity! The location is ideal with easy access to Scott Air Force Base, local shops, restaurants, and everyday amenities, and a convenient commute to St. Louis. Don't miss out on this one!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Fulton Jr High SchoolGrades 6-81.9 mi
6/10
O'Fallon High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0430.0309004
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$47$564
Property Taxes $122$1,464
Electricity $130$1,569
Total$703$8,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,102/yr
40% on housing$21,090/yr
45% on housing$18,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 62269$163
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62269$146
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for rent$1,095
2026-03-06Listed for sale$80,000
2022-07-12Listing removed--
2022-06-27Listed for rent$900
2022-06-17Listing removed--
2022-06-15Listed for rent$900
1998-10-06Sold$37,000

For Sale by Agent

AgentKathryn Clark
BrokerageRE/MAX Alliance

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