




319 S Cherry St, O'Fallon, IL, 62269
About This Home
Charming 1.5-story home, built in 1897 and full of character, in the heart of O'Fallon. The inviting living room welcomes you with beautiful wood trim, tall windows with window treatments, and abundant warm natural light—creating a spacious atmosphere ideal for both quiet relaxation and entertaining. The flow continues into the dining room, featuring classic plaid accents perfect for morning coffee or lively dinner parties. The updated kitchen is a bright highlight, offering crisp white cabinetry, generous counter space, and access to the backyard. For modern ease, the main level includes a convenient laundry area, a half bath, and a private primary ensuite. Upstairs, three well-sized bedrooms and a full bathroom provide a flexible footprint for family, guests, or a dedicated home office. Outdoor living is a standout feature with an expansive covered back deck—ready for a cozy swing—overlooking a fully fenced yard with mature shade trees. You’ll enjoy the perfect blend of usable green space and natural privacy. Located just moments from the vibrant parks, schools, shops, and dining of downtown O’Fallon and all of the events, this home has already passed occupancy. While it awaits your final creative vision to fully restore its historic luster, the major heavy lifting is done. Key Updates: * Roof: 2025, Siding, Gutters, & Flashing: 2026
Getting Around
Schools
Construction
Condition
- Year built: 1897
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Finished area above ground: 1,804
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,804
- Total interior livable area: 1,804 sqft
Property
Details
- Parcel number: 0430.0414020
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 6,969 sqft
- Features: Back Yard,Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Hail
- Lightning
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $266 | $3,192 |
| Electricity | $138 | $1,665 |
| Total | $1,392 | $16,704 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $179,000 |
| 2026-04-08 | Listed for sale | $190,000 |
For Sale by Agent
