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44 Fincher Way, Rancho Mirage, CA, 92270

3beds
6baths
4,999sqft
$3,095,000
$619price/sqft
$20,975/moest. monthly cost
$839,000/yrincome needed

About This Home

There are renovated homes--and then there are homes rebuilt with intention, quality, and permanence. 44 Fincher Way is a rare offering at Morningside Country Club: a 3-bedroom, 5-bath contemporary spanning nearly 5,000 square feet that feels virtually new while preserving the scale and prestige of this iconic Rancho Mirage community. Light-filled interiors showcase soaring ceilings, expansive living spaces, and clean architectural lines, with large-format flooring flowing throughout. Walls of glass frame stunning mountain views and create seamless indoor-outdoor living. The kitchen is both striking and functional, featuring custom cabinetry, natural quartzite surfaces, and professional-grade Sub-Zero and Wolf appliances, and it opens effortlessly to formal and casual living areas. The primary suite is a private retreat with spa-inspired baths and generous closets, while guest suites offer exceptional comfort and privacy. Extensively rebuilt beyond the surface, the home includes owned solar, new HVAC and ductwork, updated electrical and plumbing, a tankless water heater, and a fully permitted renovation. The pool, spa, and equipment have also been completely reimagined, creating a true private resort setting.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Rancho Mirage HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Freezer,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Tankless Water Heater

Bathroom

  • Features: Low Flow Plumbing Fixtures,Remodeled

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/4 bathrooms: 2

Features

  • Wet Bar,Separate/Formal Dining Room,High Ceilings,Bar,Bedroom on Main Level,Dressing Area,Main Level Primary,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Window features: Blinds,Drapes
  • Flooring: Tile
  • Fireplace features: Den,Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 4,999 sqft

Kitchen

  • Features: Quartz Counters

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Dressing Area

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 689380033
  • Special condition: Standard
  • Exclusions: All art,furniture,and personal items.

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Private
  • Spa features: Heated,In Ground,Private
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.31 Acres
  • Features: Drip Irrigation/Bubblers,Landscaped,Planned Unit Development

Parking

  • Total spaces: 6
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,650$187,800
Home Insurance *$1,058$12,696
Property Taxes $3,196$38,352
Electricity $1,071$12,863
Total$20,975$251,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$719,142/yr
40% on housing$629,250/yr
45% on housing$559,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$619This listing

vs Other Active Listings

Avg $/sqft

ZIP 92270$426
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92270$421
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$3,095,000
2026-04-23Contingent$3,095,000
2026-04-20Price change$3,095,000
2026-03-13Price change$3,195,000
2026-03-03Listed for sale$3,295,000
2022-04-12Sold$1,950,000
2022-02-15Pending sale$2,195,000
2022-01-21Listing removed--
2022-01-19Pending sale$2,195,000
2022-01-05Price change$2,195,000
2021-12-09Listed for sale$2,495,000

For Sale by Agent

AgentAnn Tennyson
BrokerageBennion Deville Homes

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