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3873 Bay Leaf Way, Oceanside, CA, 92057

2beds
2baths
1,064sqft
$539,000
$507price/sqft
$3,752/moest. monthly cost
$150,080/yrincome needed

About This Home

Welcome to this beautifully remodeled home in the highly desirable 55+ community of Oceana East I in Oceanside. This move-in ready residence features a bright, open floor plan with stylish upgrades throughout, creating a modern and inviting living space. Enjoy a private patio perfect for relaxing or entertaining, along with the convenience of low-maintenance living. Ideally located near shopping, dining, golf, medical facilities, and just minutes from Oceanside's beautiful beaches, this home offers the perfect blend of comfort and coastal lifestyle.

Getting Around

15
WalkingCar-Dependent
28
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: See Remarks

Features

  • All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,064 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 1604221300
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 1,742 sqft
  • Features: Greenbelt,Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$118$1,416
Property Taxes $511$6,132
Electricity $398$4,786
Total$3,752$45,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,640/yr
40% on housing$112,560/yr
45% on housing$100,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$539,000
2014-03-14Sold$235,000
2014-01-23Price change$238,000
2013-12-03Listed for sale$239,000
2013-05-07Sold$185,000
2011-03-25Sold$117,500
2007-03-25Sold$117,500
2001-12-12Sold$134,500
2000-08-30Sold$119,500
2000-05-31Sold$82,500

For Sale by Agent

AgentKim Trinh
BrokerageFirst Team Real Estate

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