3746 Gail Dr, Oceanside, CA, 92056
About This Home
Welcome to 3746 Gail Drive, a beautifully renovated 2-bedroom, 1-bath home in the highly desirable Costa Serena 55+ community. Thoughtfully updated throughout, this move-in-ready residence offers a bright, open layout, a stunning designer kitchen with modern finishes, stylish flooring, recessed lighting, and an inviting living space filled with natural light. Step out back to a spacious covered patio, perfect for morning coffee or entertaining. Complete with an attached garage, additional driveway parking, and no HOA, this home offers the ideal blend of comfort, style, and low-maintenance living. Conveniently located just minutes from shopping, dining, parks, golf, major freeways, and Oceanside’s beautiful beaches, this is a rare opportunity to own one of the community’s most tastefully updated homes.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Other/Remarks
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator
- Laundry features: Other/Remarks
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Other/Remarks
- Cooling features: Other/Remarks
Interior Area
- Total structure area: 827
- Total interior livable area: 827 sqft
Property
Details
- Parcel number: 1654920700
Features
- Levels: 1 Story
- Stories: 1
- Pool features: N/K
- Fencing: Other/Remarks
Lot
- Lot size: 7,300 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $570 | $6,840 |
| Electricity | $398 | $4,786 |
| Total | $4,082 | $48,984 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $589,000 |
| 2026-07-31 | Price change | $595,000 |
| 2026-06-25 | Listed for sale | $599,000 |
| 2026-04-14 | Sold | $360,000 |
| 2000-10-20 | Sold | $122,000 |
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