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12621 Opimo Dr, San Diego, CA, 92128

2beds
2baths
1,770sqft
$1,099,000
$621price/sqft
$7,319/moest. monthly cost
$292,760/yrincome needed

About This Home

Welcome to 12621 Opimo Drive, a beautifully reimagined Rancho Bernardo residence where modern upgrades, energy efficiency, and everyday convenience come together seamlessly. Thoughtfully renovated from top to bottom, this move-in-ready home showcases a stunning new kitchen, designer-updated bathrooms, new flooring throughout, and brand-new windows that fill the home with natural light while enhancing comfort and efficiency. Every detail has been carefully selected to create a fresh, contemporary living experience, blending style and functionality for today's lifestyle. The FULLY PAID SOLAR system offers significant long-term savings and peace of mind, making this home as practical as it is beautiful. Step outside and enjoy the best of Rancho Bernardo living with easy access to shopping, dining, parks, golf, hiking trails, top-rated schools, and major freeways. Whether you're commuting, entertaining, or simply enjoying the vibrant North County lifestyle, this central location puts everything within reach. A rare opportunity to own a turn-key, energy-efficient home in one of Rancho Bernardo's most desirable neighborhoods—where the work has been done and all that's left is to move in and enjoy.

Getting Around

21
WalkingCar-Dependent
24
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Counter Top
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Property

Details

  • Parcel number: 2747203400

Features

  • Levels: 1 Story
  • Pool features: Community/Common
  • Fencing: Full

Lot

  • Lot size: 8,300 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$204$2,448
Property Taxes $1,160$13,920
Electricity $398$4,786
Total$7,319$87,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,937/yr
40% on housing$219,570/yr
45% on housing$195,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$621This listing

vs Other Active Listings

Avg $/sqft

ZIP 92128$477
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92128$632
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$1,099,000
2026-08-05Listing removed$1,099,000
2026-06-19Listed for sale$1,099,000
2026-05-08Sold$860,000
2000-11-30Sold$282,500
2000-08-31Sold$215,000

For Sale by Agent

AgentOmid Maghamfar
BrokerageColdwell Banker Realty

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