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9302 Twin Trails Dr Unit 204, San Diego, CA, 92129

3beds
2baths
1,127sqft
$780,000
$692price/sqft
$5,202/moest. monthly cost
$208,080/yrincome needed

About This Home

Primary location next to Penasquitos Town Center with access to Westview High School and Mesa Verde Middle School. Lowest priced 3Br 2Ba top-level condo with walking distance to the Rancho Penasquitos library branch, YMCA, shopping center, and black mountain state park. The home is a corner unit with an in-unit laundry room featuring a full-size stackable washer and dryer, vaulted ceilings, fresh paint, stainless steel appliances, quartz countertops, updated fixtures, a walk-in master closet, and a fireplace with relaxing views from the balcony. There are two available parking spaces, with one of them coming with storage. Enjoy the best schools in the renowned Poway School District, with easy access to 56 freeway and bike trail. Wonderful HOA amenities that include 4 pools, 4 hot tubs, a recreation center, BBQ areas, landscaping, and streams within the well-maintained complex. Low HOA dues and no Mello-Roos. Don't miss out on this rare gem by scheduling a viewing!

Getting Around

65
WalkingSomewhat Walkable
20
TransitMinimal Transit
65
BikeBikeable

Schools

9/10
9/10
Mesa Verde Middle SchoolGrades 6-81.2 mi
10/10
Westview High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Gas Stove
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,127
  • Total interior livable area: 1,127 sqft

Property

Details

  • Parcel number: 3155210329
  • Zoning: R1
  • Zoning description: R1

Features

  • Levels: 1 Story
  • Stories: 2
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$125$1,500
Property Taxes $735$8,820
Electricity $398$4,786
Total$5,202$62,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,354/yr
40% on housing$156,060/yr
45% on housing$138,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 92129$538
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92129$655
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Price change$760,000
2026-01-21Price change$750,000
2025-12-05Price change$699,000
2025-12-01Listed for sale$679,000
2025-12-01Listing removed$679,000
2025-10-31Listed for sale$679,000
2025-10-30Listing removed$679,000
2025-10-15Price change$679,000
2025-10-07Listed for sale$699,000
2025-10-06Listing removed$699,000
2025-09-19Listed for sale$699,000
2025-09-18Listing removed$699,000
2025-07-21Price change$699,000
2025-07-14Listed for sale$800,000
2023-06-05Listing removed--
2023-06-01Listed for rent$3,600
2022-06-14Sold$780,000
2022-04-21Pending sale$649,000
2022-04-15Listed for sale$649,000
2021-04-03Listing removed--
2021-03-19Price change$2,595
2021-03-11Price change$2,695
2021-03-01Listed for rent$2,750
2017-08-08Sold$422,000
2017-07-18Listed for sale$419,000
2017-07-17Pending sale$419,000
2003-04-07Sold$286,000
1994-11-07Sold$113,500

For Sale by Agent

AgentJohn Zhang
BrokerageKAM Financial Realty

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