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1221 4th St, Coronado, CA, 92118

2beds
1baths
899sqft
$1,659,000
$1,845price/sqft
$10,578/moest. monthly cost
$423,120/yrincome needed

About This Home

Nestled in the picturesque community of Coronado, this fully furnished turnkey residence offers the perfect blend of modern luxury and coastal charm. With its open floor plan, newly remodeled kitchen/bath, new windows filling each space with natural light, beautifully landscaped yard perfect for summer BBQ's, & ample parking, this home has it all! Situated just minutes from the pristine beaches, vibrant shops and restaurants, this property provides not just a home, but a lifestyle. 1221 4th St. had approved plans with the city for the following - ADU, Jr. ADU, ensuite bathroom, carport & a patio. Please call for more info. Upgrades and highlights - Custom built 6ft concrete block fence on 4th St giving the residents ample privacy, New white fence around the sides and back of the home complete with an electric powered and remote controlled gate for easy entry to additional parking (2025), Ring doorbell, Newer dual pane Milgard windows installed in 2023. The primary bedroom & front room have special sound suppression. Front door replaced in 2023, Fresh stucco and paint on the exterior of the home, Newer exterior lighting, gutters, drain systems & water shut-off vales, New turf and concrete pavers in the backyard. All landscaping, including trees, refreshed 2024-25. Automatic drip irrigation and landscape lighting, 2024-25. 4 large outdoor sail sunshades, 2 rectangles and 2 triangles. Spacious outdoor shed approx 15x8 sits on a compacted base with retaining sides (shed purchased 2025. Shed + compacted base w/ retaining sides approx. cost $4500). Kitchen remodel in 2024. New microwave, oven & refrigerator, New subway tile backsplash, All new quartz countertops, New hi-output quiet run Insinkerator garbage disposal installed in 2024, Storage and electrical added under the large kitchen island, Soft close cabinets, Soft close pull out drawers, Kohler white farmhouse sink & kohler faucet, Blinds installed on the skylight. Bathroom remodel in 2024. Toto toilet, Kohler sink & Kohler soaking tub, Hansgrohe sink & shower fixtures, New quartz countertops and new cabinet doors, New tile flooring and tile in the shower, Garage has epoxy coated flooring, Brazilian redwood laminate flooring throughout, Fresh paint throughout, New lighting throughout including lighting in both bedroom closets, All newer window blinds and ceiling fans, including garage. All exterior door handles/locks are new as of 2023-24 and were just rekeyed (one key fits all) Tankless water heater is only 3 years old & it was inspected, flushed, and serviced in 2026. HVAC system just inspected for the season, Washer/dryer installed 2024 plus additional cabinets added above the laundry. When the current owner’s purchased the home, they were advised it was re-plumbed in 2012. The PEX plumbing can be seen in the attic. New insulation in the house & garage attics. House - R38 / Garage R34-R38 - completed 2026. Furnishings, patio set, and TV’s can all be included. This home offers a 1-car garage with a second parking space just outside of the garage. In addition, you can park 2 additional cars in the back, through the secure white gated fence.

Getting Around

85
WalkingVery Walkable
40
TransitSome Transit
94
BikeBiker's Paradise

Schools

8/10
7/10
Coronado Middle SchoolGrades 6-80.4 mi
10/10
Coronado High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Shed(s),Washer,Electric Range,Freezer
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 899
  • Total interior livable area: 899 sqft

Property

Details

  • Parcel number: 5362321400

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 2,886 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,388$100,656
Home Insurance *$152$1,824
Property Taxes $1,640$19,680
Electricity $398$4,786
Total$10,578$126,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$362,674/yr
40% on housing$317,340/yr
45% on housing$282,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,845This listing

vs Other Active Listings

Avg $/sqft

ZIP 92118$1,415
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92118$1,430
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,659,000
2026-07-16Pending sale$1,659,000
2026-06-04Listed for sale$1,659,000
2026-03-01Listing removed$1,699,900
2025-11-20Listed for sale$1,699,900
2025-11-20Listing removed$1,699,900
2025-10-08Price change$1,699,900
2025-09-01Price change$1,749,000
2025-06-18Price change$1,795,000
2025-05-28Listed for sale$1,849,900
2021-07-27Sold$1,231,000
2021-07-19Pending sale$1,225,000
2020-08-01Listing removed$1,225,000
2020-06-01Listed for sale$1,225,000
2020-04-14Listing removed$1,225,000
2020-03-07Listed for sale$1,225,000
2018-11-08Sold$985,000
2018-09-17Pending sale$990,000
2018-09-01Price change$990,000
2018-07-03Price change$1,025,000
2018-06-01Price change$1,075,000
2018-04-23Listed for sale$1,150,000
2017-11-17Listing removed$1,129,000
2017-06-30Listed for sale$1,129,000
2014-10-28Listing removed$3,200
2014-01-02Sold$775,000
2012-11-30Sold$575,000
2000-09-07Sold$420,000
1996-12-06Sold$200,000

For Sale by Agent

AgentNikki Majors
BrokerageCompass

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