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2940 Cochran St, Erie, PA, 16508

4beds
2baths
1,581sqft
$158,900
$101price/sqft
$1,316/moest. monthly cost
$52,640/yrincome needed

About This Home

Relax on your large, covered front porch, and enjoy the spacious floor plan in this sharp, vinyl-sided SW Erie home near Peach Street and just ½ mile from AHN St. Vincent Hospital. The grand living room is open to formal dining room and a modern white kitchen with appliances. Extras include a convenient first-floor laundry with washer and dryer & half bath combo, plus mudroom. You will appreciate the new vinyl flooring, carpeting, light fixtures, many replacement windows throughout and updated full bath. The finished, open, third floor with dormers offers incredible flexibility as a bedroom (or two) with walk-in-closet, rec areas or office space. Deep, shady backyard for kids & pets. So affordable and available immediately!

Getting Around

66
WalkingSomewhat Walkable
36
TransitSome Transit
55
BikeBikeable

Schools

2/10
Perry El SchoolGrades PK-50.7 mi
5/10
1/10
Erie High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Good Condition,Resale
  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator,Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 9x10

Bedroom

  • Level: Second
  • Dimensions: 10x11

Bedroom

  • Level: Third
  • Dimensions: 12x23

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10x14

Features

  • Cable TV
  • Flooring: Carpet,Vinyl

Half Bath

  • Level: First
  • Dimensions: 6x7

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Kitchen

  • Level: First
  • Dimensions: 10x12

Living Room

  • Level: First
  • Dimensions: 13x21

Master Bedroom

  • Level: Second
  • Dimensions: 11x12

Mud Room

  • Level: First
  • Dimensions: 7x7

Office

  • Level: Second
  • Dimensions: 5x9

Other

  • Level: Second

Property

Details

  • Parcel number: 19060051.0206.00
  • Zoning description: R-1

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 30 x 150 x 0 x 0

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$88$1,056
Property Taxes $201$2,412
Electricity $224$2,692
Total$1,316$15,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,120/yr
40% on housing$39,480/yr
45% on housing$35,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 16508$95
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16508$129
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$158,900
2026-07-02Listed for sale$162,900
2025-03-20Sold$83,070
2021-10-06Sold$90,000
2021-09-13Pending sale$85,000
2021-09-08Listed for sale$85,000
2021-02-10Sold$76,000
2021-01-18Pending sale$79,900
2021-01-07Price change$79,900
2020-12-02Listed for sale$85,000
2012-01-17Sold$68,500
2011-10-27Pending sale$69,900
2011-09-14Price change$69,900
2011-04-24Price change$74,900
2010-10-08Listed for sale$79,900
2010-07-21Sold$26,000
2010-02-23Sold$1,904
2005-03-16Sold$72,000
2004-04-14Sold$24,900
2001-02-02Sold$1,353

For Sale by Agent

AgentMary Smrekar
BrokerageColdwell Banker Select - Peach

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