1 Debby Ln, Belleville, IL, 62223
About This Home
The amount of square footage and large room sizes will WOW you in this spacious mid century walk out ranch on the lake! This home has a wonderful view of the lake along with a smooth asphalt driveway and an oversized two car garage. The kitchen has been newly updated and stainless steel appliances stay with the home. The large living room with wood burning fireplace gives this home a wonderful warm feeling and the home offers lots of open space for entertaining. The primary suite and the additional two bedrooms are all spacious. The lower level is perfect for huge gatherings. The rec room has a bar and wood burning fireplace and the pool table stays with the home. The large utility/laundry room is a great flex space and would be perfect as a work out room, hobby space, or office. The lower level full bath is very convenient when entertaining or working out. The deck is perfect for relaxing, entertaining, and taking in the gorgeous views of the lake. The lake is stocked and you will own a portion of it, please ask your agent for the plat maps. The septic tank was cleaned in 2025 and the home has 2 sump pumps. The home has passed Belleville city occupancy and is move-in ready. All information to be verified by buyer and buyer's agent.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Microwave,Free-Standing Electric Range,Free-Standing Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full,Sump Pump,Walk-Out Access
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 88.06
- Dimensions: 11.9x7.4
Bathroom2
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 44
- Dimensions: 8x5.5
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 157.04
- Dimensions: 15.1x10.4
Bedroom2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 157.08
- Dimensions: 13.2x11.9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 193.14
- Dimensions: 17.4x11.1
Features
- Bar,Breakfast Bar,Breakfast Room,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Pantry,Solid Surface Countertop(s)
- Door features: Storm Door(s)
- Window features: Aluminum Frames,Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Luxury Vinyl
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,346
- Finished area above ground: 2,008
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air,Window Unit(s)
Interior Area
- Total structure area: 3,354
- Total interior livable area: 3,354 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 162.711
- Dimensions: 16.11x10.1
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 640.68
- Dimensions: 28.1x22.8
Office
- Features: Floor Covering: Wood
- Level: Main
- Area: 53.36
- Dimensions: 9.2x5.8
Primary Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 104
- Dimensions: 10.4x10
Primary Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 217
- Dimensions: 15.5x14
Recreation Room
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Dimensions: x22.8
Utility Room
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 542.88
- Dimensions: 26.1x20.8
Property
Details
- Parcel number: 0701.0413059
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Front Porch
- Fencing: Chain Link
- Has view: Yes
- View description: Lake
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Lake Front,Lake Privileges
Lot
- Lot size: 1 Acres
- Features: Back Yard,City Lot,Few Trees,Front Yard,Irregular Lot,Waterfront
Parking
- Total spaces: 2
- Parking features: Additional Parking,Asphalt,Basement,Garage,Garage Door Opener,Garage Faces Rear,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Hail
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $419 | $5,028 |
| Electricity | $257 | $3,095 |
| Total | $2,375 | $28,500 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $275,000 |
| 2026-07-30 | Listed for sale | $275,000 |
| 2025-10-21 | Listing removed | $262,500 |
| 2025-10-15 | Price change | $262,500 |
| 2025-09-13 | Pending sale | $269,900 |
| 2025-08-16 | Price change | $269,900 |
| 2025-06-22 | Listed for sale | $297,000 |
| 2025-06-21 | Contingent | $297,000 |
| 2025-05-23 | Pending sale | $297,000 |
| 2025-05-19 | Price change | $297,000 |
| 2025-03-01 | Price change | $314,900 |
| 2025-02-16 | Listed for sale | $329,900 |
| 2025-01-16 | Contingent | $329,900 |
| 2024-12-21 | Price change | $329,900 |
| 2024-10-20 | Price change | $349,900 |
| 2024-08-24 | Listed for sale | $359,900 |
| 2015-10-15 | Sold | $126,000 |
| 2015-06-12 | Listed for sale | $129,999 |
| 2015-05-15 | Pending sale | $129,999 |
| 2015-03-27 | Price change | $129,999 |
| 2015-01-20 | Price change | $134,900 |
| 2014-11-13 | Listed for sale | $139,000 |
| 2014-01-01 | Listing removed | $134,900 |
| 2013-09-24 | Price change | $134,900 |
| 2013-07-07 | Listed for sale | $139,900 |
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