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18 Powder Creek Dr, Belleville, IL, 62223

3beds
4baths
4,620sqft
$410,000
$89price/sqft
$3,513/moest. monthly cost
$140,520/yrincome needed

About This Home

Tucked into a beautiful, established neighborhood surrounded by mature trees, this one-of-a-kind home offers over 4,600 square feet of living space with room for everyone. From the moment you arrive, you'll appreciate the exceptional curb appeal, inviting front porch, and the character that sets this home apart from the rest.Inside, you'll find 3 spacious bedrooms, 4 bathrooms, and multiple living areas designed for both everyday living and entertaining. The main level features a welcoming living room, a comfortable family room, and an abundance of space to gather with family and friends. The fully finished lower level expands your living options even further with a large recreation room and endless possibilities for a home theater, game room, fitness area, or additional entertaining space.The outdoor living is just as impressive. Step outside to a stunning private patio retreat complete with extensive hardscaping, a built-in fire pit, seating area, and plenty of room for outdoor dining and entertaining. The beautifully landscaped yard and wooded backdrop create a peaceful setting you'll enjoy year-round. If you've been searching for a home with character, generous room sizes, multiple living spaces, and an incredible outdoor setting, this is one you won't want to miss. A rare opportunity to own a home that perfectly blends charm, comfort, and functionality in a highly desirable neighborhood. Has passed City Occupancy.

Getting Around

5
WalkingCar-Dependent
29
TransitSome Transit
16
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Brick Veneer,Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Dishwasher,Microwave,Refrigerator,Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 80
  • Dimensions: 10x8

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Basement
  • Area: 72
  • Dimensions: 9x8

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 216
  • Dimensions: 18x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 143
  • Dimensions: 13x11

Dining Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Family Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 312
  • Dimensions: 24x13

Features

  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,911
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,620
  • Total interior livable area: 4,620 sqft

Kitchen

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 403
  • Dimensions: 31x13

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 75
  • Dimensions: 15x5

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 364
  • Dimensions: 28x13

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 320
  • Dimensions: 20x16

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 1350
  • Dimensions: 50x27

Property

Details

  • Parcel number: 0702.0204018
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.74 Acres
  • Features: Adjoins Wooded Area

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$460$5,520
Property Taxes $625$7,500
Electricity $355$4,264
Total$3,513$42,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,445/yr
40% on housing$105,390/yr
45% on housing$93,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 62223$106
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62223$114
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$410,000
2026-07-14Price change$430,000
2026-06-10Listed for sale$440,000
2021-05-25Sold$305,000
2021-05-18Pending sale$295,900
2021-04-12Contingent$295,900
2021-04-09Listed for sale$295,900
2009-12-23Sold$87,500
2009-05-01Listing removed$209,000
2009-04-03Listed for sale$209,000
2009-02-11Listing removed$229,900
2009-01-26Listed for sale$229,900

For Sale by Agent

AgentKenbra Knight
BrokerageCentury 21 Bailey & Company

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