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1225 NW 21st Street #309, Stuart, FL, 34994

2beds
2baths
962sqft
$180,000
$187price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Charm & Comfort welcome you to be right at home with updates including flooring, A/C and HWH, Plantation shutters, decorative fireplace and more! This 2 bedroom 2 bath 2nd floor corner condo with windows on 3 sides has been lovingly cared for in the décor. So comfortable, you won't want to leave. Light colored walls, flooring and white kitchen cabinets help keep things nice and bright. This Vista Del Lago 'A' floor plan with open dining and living rooms can be fully furnished, turn-key and ready for you! The lanai with it's private view and walk/in storage closet make easy relaxing in paradise accessible from both bedrooms. Building 3 is just steps away from the amenities, pool and all the action at the Clubhouse. Active 55+ community in the Stuart/Jensen Beach area. Adjacent to North River Shores public golf course. Convenient location close to Treasure Coast Mall, restaurants, entertainment, etc. This is a beautiful, well maintained community with walking paths, lakes, pool, clubhouse, assigned parking, private entrances, lots of activities, and much more. Trucks, motorcycles, commercial vehicles, pets prohibited. Must own for 2 years before leasing.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Stuart Middle SchoolGrades 6-82.7 mi
6/10
Jensen Beach High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Living/Dining Room,Storage,Separate Shower,Walk-In Closet(s)
  • Window features: Blinds,Drapes
  • Flooring: Carpet,Laminate
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Property

Details

  • Parcel number: 303741012003030908
  • Zoning: R
  • Special condition: Listed As-Is

Features

  • Pool features: Association
  • Patio & porch: Glass Enclosed,Porch,Balcony
  • Exterior features: Balcony,Outdoor Living Area
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Lot

  • Features: Many Trees,Sprinklers Automatic

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$40$480
Property Taxes $265$3,180
Electricity $197$2,366
Total$1,412$16,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34994$208
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34994$394
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$180,000
2026-01-09Listing removed$180,000
2025-10-22Price change$180,000
2025-01-27Listed for sale$208,940
2024-10-25Listing removed$215,000
2024-02-17Listed for sale$215,000
2023-11-29Listing removed--
2023-08-22Price change$215,000
2023-03-03Listed for sale$225,000
2010-04-27Sold$47,000
2005-04-25Sold$112,000
1999-10-28Sold$46,000

For Sale by Agent

AgentEileen A Simons
BrokerageFulton Grace Realty

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