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5064 SE Horseshoe Point Road, Stuart, FL, 34997

4beds
2baths
1,981sqft
$825,000
$416price/sqft
$6,244/moest. monthly cost
$249,760/yrincome needed

About This Home

Rocky Point home for sale on a half-acre lot—move-in ready and meticulously maintained by its original owner. This 4-bedroom, open-concept home is perfect for entertaining, featuring a bright layout that flows to a screened lanai and private pool. Enjoy abundant natural light, an oversized backyard, and a spacious feel that lives larger than expected. Upgrades include brand-new kitchen appliances and a recently replaced A/C. Experience the best of South Florida living with optional access to the Pioneers Club, offering a boat ramp, day dock, and clubhouse just minutes away. Don't miss this Rocky Point gem

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
4/10
Murray Middle SchoolGrades 6-81.1 mi
5/10
South Fork High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Aluminum
  • Construction materials: Block,Cement Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Freezer,Ice Maker,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Bathtub,Garden Tub/Roman Tub,Kitchen Island,Living/Dining Room,Main Level Primary,Split Bedrooms,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,670
  • Total interior livable area: 1,981 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 493841001001001702
  • Zoning: Residential
  • Special condition: Standard,Listed As-Is
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete
  • Patio & porch: Porch
  • Exterior features: Outdoor Living Area
  • Fencing: Back Yard,Wood
  • Waterfront features: Other,River Access

Lot

  • Lot size: 0.40 Acres
  • Features: 1/4 to 1/2 Acre Lot,Sprinklers Automatic,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached,Boat,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$852$10,224
Property Taxes $1,022$12,264
Electricity $199$2,392
Total$6,244$74,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,080/yr
40% on housing$187,320/yr
45% on housing$166,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$243
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$825,000
2002-10-04Sold$239,500
2001-11-05Sold$33,400

For Sale by Agent

AgentNathan L. Ritchey
BrokerageReal Estate of Florida

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