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3639 E State Street Ext, Hamilton, NJ, 08619

5beds
3baths
1,596sqft
$478,000
$299price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

Quality home. 2nd owners. Cape Cod built by the original owner with I-beam and bilco doors to the backyard. This house offers radiant heat in the ceiling of first floor and second level as well as the basement floor. Hardwood floors recently re-finished. The room closest to the kitchen can be used as a formal dining room. Updated bathrooms. 2nd floor bedrooms are generous size with hand-cut cedar plank walls in their closet. Full size basement with a half bath - cleaned and painted ready to new owners to add their touch. New roof and new windows. Lovely brick patio and screen porch just in time for summer entertaining. Conveniently located to shopping, restaurants, major highways, only 5 minutes to the train station.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Attic,Ceiling Fan(s),Cedar Closet(s),Eat-in Kitchen
  • Window features: Bay/Bow
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area above ground: 1,596

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030168600013
  • Zoning: RESID
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.28 Acres
  • Features: Open Lot
  • Lot size dimensions: 80 x 150

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$146$1,752
Property Taxes $856$10,272
Electricity $193$2,318
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 08619$248
Mercer County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 08619$299
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$478,000
2026-07-10Price change$478,000
2026-05-30Listed for sale$493,000
2018-11-28Sold$194,000
2018-10-05Pending sale$195,000
2018-09-15Price change$195,000
2018-07-20Price change$210,000
2018-05-15Listed for sale$235,000

For Sale by Agent

AgentElena Hung-Shum
BrokerageBHHS Fox & Roach - Metuchen

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