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32 Yale St, Maplewood, NJ, 07040

4beds
3baths
--sqft
$869,000
--price/sqft
$6,532/moest. monthly cost
$261,280/yrincome needed

About This Home

Located in Maplewood's sought-after College Hill neighborhood, 32 Yale Street is a 4-bedroom, 2 1/2 bath split-level offering a flexible, multi-level layout, a true primary suite, and a separate guest level designed for modern living. The home unfolds across distinct yet connected levels, creating natural separation for everyday living, work-from-home, and entertaining, Freshly painted main living areas feel bright and inviting, while the layout flows seamlessly into a standout 3-season room - ideal for indoor-outdoor living and hosting.The kitchen includes a reverse osmosis water filtration system and a newer dishwasher, while a newer furnace adds comfort and efficiency. Upstairs, the primary suite offers a private retreat, while a separate level features a 4th bedroom with a powder room - perfect for guests or a dedicated office. A custom reading nook and updated bath finishes add character and function throughout. The lower level has been waterproofed and thoughtfully improved with updated flooring and a refreshed laundry/utility area with newer washer and dryer and enclosed storage. Enjoy a flat, useable yard with a natural wood post and wire fence, along with a tiled back porch that extends your living space outdoors. Just moments from Maplewood Village, NYC-bound trains, parks and local dining, this location is known for its strong sense of community and neighborhood events. A move-in ready home that balances space, flexibility and lifestyle - Welcome home.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Tuscan Elementary SchoolGrades K-50.2 mi
6/10
Maplewood Middle SchoolGrades 6-80.7 mi
6/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer,Water Filter

Basement

  • Features: 1Bedroom,Laundry,Pantry,PowderRm,RecRoom,Storage,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Ground

Family Room

  • Level: Basement

Features

  • Den,Dining Room,Kitchen,Living Room
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Radiators - Steam,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: Ground

Living Room

  • Level: Ground

Property

Details

  • Parcel number: 1611000280006001070000

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$240$2,880
Property Taxes $1,705$20,460
Electricity $193$2,318
Total$6,532$78,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,954/yr
40% on housing$195,960/yr
45% on housing$174,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07040$479
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07040$477
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$869,000
2026-04-28Listed for sale$869,000
2017-08-10Sold$682,500
2017-06-07Listed for sale$650,000
1994-10-04Sold$169,900

For Sale by Agent

AgentKatherine Elliott
BrokerageColdwell Banker Realty

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