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5912 N Belt W, Belleville, IL, 62223

2beds
1baths
2,140sqft
$169,000
$79price/sqft
$1,465/moest. monthly cost
$58,600/yrincome needed

About This Home

Beautiful ranch-style living in the heart of Belleville. Big backyard! This charming home welcomes you with a spacious family room anchored by a stunning brick fireplace—perfect for cozy evenings or entertaining. The main level offers two generous bedrooms and a well-appointed full bath, creating comfortable, convenient one-floor living. Downstairs, the lower level opens up even more possibilities. You’ll find the laundry room plus an expansive bonus space featuring a second brick fireplace—ideal for transforming into a recreation room, home office, or additional family gathering area. Outside, a deck extends your living space outdoors, creating the perfect spot for unwinding on warm summer evenings and looking out into the spacious, fenced backyard—an ideal setting for pets, play, or peaceful relaxation. The property also includes a large detached 2-car garage, offering ample room for vehicles, storage, or hobby space. *The property can be residential or commercial.

Getting Around

53
WalkingSomewhat Walkable
31
TransitSome Transit
55
BikeBikeable

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Crown Molding
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,070
  • Finished area above ground: 1,070

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 2,140 sqft

Property

Details

  • Parcel number: 0713.0204023
  • Special condition: Listing As Is

Features

  • Levels: One
  • Exterior features: Private Yard
  • Fencing: Vinyl

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Front Yard,Level
  • Lot size dimensions: 76 x 198

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Tornado
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$190$2,280
Property Taxes $257$3,084
Electricity $164$1,975
Total$1,465$17,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,228/yr
40% on housing$43,950/yr
45% on housing$39,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 62223$106
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62223$114
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$169,000
2015-05-07Sold$70,000

For Sale by Agent

AgentTiffany T Carney
BrokerageNester Realty

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