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22 Rutgers St, Maplewood, NJ, 07040

5beds
4baths
--sqft
$1,375,000
--price/sqft
$10,225/moest. monthly cost
$409,000/yrincome needed

About This Home

Experience the perfect blend of modern luxury and architectural details in this fully renovated Colonial, ideally situated in Maplewood's popular College Hill section. Finished across four spacious levels and refreshed inside and out--there is room for everyone here! Step inside and be captivated by gorgeous curved Maple moldings and trim, stained glass windows, built-ins, high ceilings, and a cozy gas fireplace in the living room. This smart home features a new 2-zone high-efficiency HVAC system managed by two new Nest thermostats for year round comfort. Gleaming refinished floors flow through the freshly painted interior, illuminated by new designer light fixtures and complemented by new solid-core interior doors. The new gourmet kitchen is a chef's dream, boasting custom quartz countertops and backsplash, premium Bosch and LG SS appliances, a built-in wine fridge, breakfast nook, and a classic Butler's pantry. Relax in the 3.5 completely new baths showcasing stylish designer tile, heated floors and premium fixtures. The Lower level boasts a Rec Room and a bonus room with an ensuite bath. The exterior boasts unmatched curb appeal with a new roof, new premium siding, freshly painted exterior trim, and new Pella windows. Enjoy the outdoors on the new Trex deck overlooking the backyard and appreciate the curb appeal of a newly paved driveway, smart myQ garage doors, new metal railings, a new sidewalk, and new elegant exterior lights. A rare, flawlessly updated turnkey gem!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
Tuscan Elementary SchoolGrades K-50.4 mi
6/10
Maplewood Middle SchoolGrades 6-80.8 mi
6/10

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Composition Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer,Wine Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Media Room, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,French Drain,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Window features: Thermal Windows/Doors
  • Flooring: See Remarks,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Kitchen

  • Features: Eat-in Kitchen,See Remarks,Separate Dining Area

Property

Details

  • Parcel number: 1611000300001000120000
  • Exclusions: Staging Furniture

Features

  • Patio & porch: Deck
  • Exterior features: Curbs

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Detached Garage,Garage Door Opener,Garage,Loft Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$380$4,560
Property Taxes $2,700$32,400
Electricity $193$2,318
Total$10,225$122,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,571/yr
40% on housing$306,750/yr
45% on housing$272,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07040$468
Essex County$381

vs Homes Sold Last Month

Median $/sqft

ZIP 07040$477
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$1,375,000
2025-09-10Sold$780,000

For Sale by Agent

AgentPamela Sockwell
BrokerageCompass New Jersey, Llc

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