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127 Union Ave, Maplewood, NJ, 07040

4beds
3baths
0sqft
$875,000
--price/sqft
$6,575/moest. monthly cost
$263,000/yrincome needed

About This Home

Welcome home to one of Maplewood's most desirable neighborhoods where opportunity and character meet! This solid brick two-family home is the perfect place to start your journey, offering generous space, rare amenities, and the flexibility to make it your own. Each unit features two well-sized bedrooms and a full bathroom, along with a comfortable living room and full kitchen ideal for living in one unit while renting the other to help cover your mortgage. The basement adds even more possibility, with a full bathroom and its own separate entrance a blank canvas ready for your creativity, whether that's a recreation room, home office, or flexible bonus space. Step out from the first-floor kitchen onto a private patio overlooking a sparkling in-ground pool a rare, showstopping feature you won't find in most multi-family homes. Just beyond sits a spacious two-car garage with interior stairs leading to a versatile loft, perfect as a studio or extra storage. A long driveway offers ample parking, and energy-efficient solar panels help keep monthly costs down. Needing only minor TLC, this home is bursting with potential and ready to be brought back to life. With nearby single-family homes selling between $1M and $1.2M, this two-family delivers incredible value a true win-win for the first-time buyer ready to build equity or anyone looking to establish themselves in this premier community. Come see it and picture your future here before it's gone!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Eat-In Kitchen
  • Window features: Blinds
  • Flooring: Wood

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1611000360004001950000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Asphalt,Common,Detached Garage,Garage Door Opener,Loft Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$241$2,892
Property Taxes $1,717$20,604
Electricity $193$2,318
Total$6,575$78,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,428/yr
40% on housing$197,250/yr
45% on housing$175,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07040$479
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07040$477
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$875,000
2016-08-29Listing removed$379,000
2016-08-04Price change$379,000
2016-06-23Listed for sale$389,000
2013-04-16Listing removed$355,000
2011-11-10Listed for sale$355,000
2005-08-25Sold$387,500
1998-04-02Sold$185,000
1997-12-17Sold$130,000

For Sale by Agent

AgentAmi Yazmin Cruz
BrokerageNew And Modern Group

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