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609 E Waters Edge Dr, Shiloh, IL, 62221

5beds
4baths
4,734sqft
$719,900
$152price/sqft
$5,704/moest. monthly cost
$228,160/yrincome needed

About This Home

Experience exceptional waterfront living at 609 E. Waters Edge in Shiloh, where quality craftsmanship, thoughtful updates, and outstanding outdoor amenities come together in one remarkable property. Situated on the water, this home offers an ideal setting for both everyday living and entertaining. The outdoor space is designed to impress with an in-ground swimming pool featuring a slide, surrounded by Cool Crete-coated concrete that provides an attractive and comfortable surface for relaxing poolside. Just beyond, the covered boat dock is equipped with electricity and a convenient fish cleaning station, making it easy to enjoy boating, fishing, and lakefront recreation right from your backyard. Inside, the main level showcases a beautifully appointed kitchen that is designed to impress, featuring a chef's dream gas range equipped with four burners, an integrated grill and griddle, and a convenient warming shelf above the stove to help keep dishes at the ideal serving temperature. Elegant Cambria quartz countertops, custom birch cabinetry with soft-close doors and drawers, and abundant workspace for cooking and gathering. The home's inviting living spaces provide comfort and flexibility, while quality finishes enhance its timeless appeal. The finished lower level expands the home's living and entertaining options with a complete second kitchen, a cozy gas fireplace, and a truly distinctive antique bar imported from a hotel in Belgium, creating a memorable space for hosting guests, celebrations, or relaxing evenings at home. Conveniently located in Shiloh, this property offers easy access to shopping, dining, parks, recreational opportunities, Scott Air Force Base, MetroLink, and major highways, providing excellent connectivity throughout the Metro East and St. Louis region. Combining exceptional indoor amenities with outstanding waterfront features, 609 E. Waters Edge presents a rare opportunity to enjoy lakefront living with comfort, convenience, and distinctive character. Schedule your private showing today to experience everything this exceptional property has to offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
4/10
Whiteside Middle SchoolGrades 5-81.6 mi
4/10

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Atrium,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Wine Cooler
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 61.88
  • Dimensions: 11.9x5.2

Bathroom3

  • Features: Floor Covering: Vinyl
  • Level: Lower
  • Area: 64.77
  • Dimensions: 12.7x5.1

Bathroom4

  • Features: Floor Covering: Vinyl
  • Level: Lower
  • Area: 134.64
  • Dimensions: 10.2x13.2

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 154.429
  • Dimensions: 11.11x13.9

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 346.43
  • Dimensions: 10.1x34.3

Bedroom4

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 176.88
  • Dimensions: 13.4x13.2

Bedroom5

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 321.63
  • Dimensions: 21.3x15.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 98.9
  • Dimensions: 11.5x8.6

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 166.38
  • Dimensions: 11.8x14.1

Features

  • Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Bamboo,Carpet,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 2,367
  • Finished area above ground: 2,767

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,734
  • Total interior livable area: 4,734 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 363.81
  • Dimensions: 20.1x18.1

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 494.47
  • Dimensions: 19.7x25.1

Office

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 164.02
  • Dimensions: 11.8x13.9

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 98.01
  • Dimensions: 12.1x8.1

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 321.63
  • Dimensions: 21.3x15.1

Recreation Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 1353.03
  • Dimensions: 37.9x35.7

Property

Details

  • Parcel number: 0802.0407003
  • Special condition: Standard

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Composite,Covered,Deck,Enclosed,Front Porch,Patio,Porch,Screened,Side Porch
  • Exterior features: Boat Slip,Dock,Fire Pit
  • Has view: Yes
  • View description: Lake,Water
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges

Lot

  • Lot size: 1.21 Acres
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 150 x 350

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$603$7,236
Property Taxes $1,097$13,164
Electricity $364$4,369
Total$5,704$68,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,565/yr
40% on housing$171,120/yr
45% on housing$152,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 62221$143
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62221$127
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$695,000
2026-07-24Listed for sale$719,900

For Sale by Agent

AgentJeb E Blasingame
BrokerageKeller Williams Marquee

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