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35 S Spray Ave, Atlantic City, NJ, 08401

5beds
3baths
1,372sqft
$253,000
$184price/sqft
$2,141/moest. monthly cost
$85,640/yrincome needed

About This Home

Investors delight. This 5 bedroom house can easily be used as a 7 bedroom home with bedrooms on the main, second and third floor. Owner currently receives steady rent from reliable tenants. Location good place for an Air B N B, especially for those visiting the casinos and beach for the summer. The owner has made many updates throughout the house. Flooring consists of newer tile and wooden floors. The owner also had solar paneling installed on the roof. Come check out this house today. It will not last long. Property being sold " As Is".

Getting Around

92
WalkingWalker's Paradise
53
TransitGood Transit
58
BikeBikeable

Schools

4/10
1/10
Atlantic City High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Stove,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Carbon Monoxide Detector
  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 10

Features

  • Levels: 3 Story
  • Stories: 3
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 679.54 sqft
  • Lot size dimensions: 0.0156

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,279$15,348
Home Insurance *$277$3,324
Property Taxes $392$4,704
Electricity $193$2,318
Total$2,141$25,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,405/yr
40% on housing$64,230/yr
45% on housing$57,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$173
Atlantic County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$255,000
2026-02-20Listed for sale$250,000
2005-01-11Sold$165,000

For Sale by Agent

AgentLureen Wiggins
BrokerageBETTER HOMES and GARDENS REAL ESTATE MATURO REALTY-Mays Landing

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